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Adani One Signature Credit Card credit card
PremiumPremiumVisa✦ Adani One

Adani One Signature Credit Card

Adani loyalists earning premium rewards

Annual fee₹5,000Waived on ₹6.0L spend
Rewards1.5 On Domestic Spend
Forex markup3.5%3.5%
Secure · Free · No spam calls

Independent comparison platform. Not affiliated with ICICI Bank. Full disclaimer

Welcome benefits

worth ₹5,000

Flight vouchers worth ₹5,000 and Hotel vouchers worth ₹2,000

Type
Voucher
Trigger
Spend ₹25,000 within 60 days

Rewards

Base earn rate

1.5 On Domestic Spend

Adani OneApp Rewards

CategoryDetails
Adani One EcosystemOn Adani One Ecosystem Spend
InternationalOn International Spend
  • • Redemption fee: ₹99

Milestone benefits

  • Get 2 Pranaam services, one on card activation and the second on spends of ₹3 lakhAnnually
  • For every ₹1 lakh spent, get 2 porter services, up to 8 porter services in a yearAnnually

Lounge access

Domestic

16visits / year

  • Max 4 per quarter
DreamFolks lounge programme →

International

Priority Pass

—complimentary visits

    Priority Pass lounge programme →

    Fees & charges

    Joining fee
    ₹5,000 + Goods and Services Tax (GST)
    Annual / renewal fee
    ₹5,000 + GST
    Annual fee waiver
    Spend over ₹6 lakh and get your annual fee waived off for the next year
    Add-on card fee
    ₹199
    Interest rate
    Pay 3.75% interest per month
    Interest-free period
    48 days
    Cash advance fee
    2.5% of amount, min ₹500
    Overlimit fee
    2.5%, min ₹550
    Payment dishonour
    ₹500
    Forex markup
    3.5%
    DCC markup
    3.50%
    Reward redemption
    ₹99 per redemption
    Fuel surcharge
    1% waiver, on ₹400–₹4000 txns, max ₹50,000/cycle

    Late payment

    Outstanding amountLate fee
    ₹0 – ₹100₹0
    ₹101 – ₹500₹100
    ₹501 – ₹1,000₹500
    ₹1,001 – ₹5,000₹600
    ₹5,001 – ₹10,000₹750
    ₹10,001 – ₹25,000₹900
    ₹25,001 – ₹50,000₹1,100
    Above ₹50,001₹1,300
    View official MITC →

    Eligibility

    Income (salaried)
    A salaried individual with a monthly income of ₹75,000. Self-employed individual with an annual income of ₹9,00,000
    Income (self-employed)
    ₹9L/year
    Age
    21+ years

    Employment types

    SalariedSelf-Employed

    Required documents

    • Identity Proof
    • Address Proof
    • Income Proof

    Features

    Additional features

    • Seamless integration with the Adani One ecosystem

    Card management via iMobile app.

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