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8 articles found for “cibil”

Money Tips6 min
How to Check CIBIL Score Free in 2026: Step-by-Step Guide for Indians
Check your CIBIL score free in 2026 using the official CIBIL website, bank apps, or trusted partner platforms — no cost, no impact on your score.
By Prasanth Agarwal · 29 July 2026
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Money Tips6 min
How to Improve CIBIL Score Quickly in 2026: A Step-by-Step Guide
Your CIBIL score controls every loan and rate you get. Learn how to improve your CIBIL score quickly in 2026 with expert-backed, actionable steps.
By Prasanth Agarwal · 28 July 2026
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Money Tips6 min
Minimum CIBIL Score for Personal Loan in 2026: What Every Borrower Must Know
Find out what CIBIL score you need for a personal loan in 2026 and how it affects your interest rate. Compare lenders and plan smarter with OnePaisa.
By Prasanth Agarwal · 17 July 2026
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Money Tips6 min
Good CIBIL Score for Credit Card in 2026: What You Need & How to Get There
A CIBIL score of 750+ is considered good for credit card approval in India. Learn what score you need, bank-wise benchmarks, and how to improve it in 2026.
By Sandhya Rani Chowdary · 25 June 2026
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Money Tips1 min
Credit Utilisation Ratio — Why It's 30% of Your CIBIL Score
Credit utilisation ratio explained — what counts, the 30% rule, the under-10% bonus, and four ways to engineer a lower utilisation without spending less.
By Sandhya Rani Chowdary · 14 May 2026
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Money Tips4 min
How to Check Your CIBIL Score for Free in India — Step-by-Step (2026)
Check your CIBIL score for free — official method, 6 free aggregator routes, what counts as a soft vs hard inquiry, and how to dispute errors.
By Prasanth Agarwal · 2 May 2026
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Money Tips5 min
How to Improve Your Credit Score in India (2026 Guide)
How to improve your credit score in India in 2026 — actionable CIBIL-boosting tips, utilisation ratio, payment history, dispute errors, and unlock …
By Prasanth Agarwal · 16 April 2026
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Money Tips6 min
Personal Loan Without CIBIL Score — Is It Possible in 2026?
Can you get a personal loan without a CIBIL score in India 2026? Options for new-to-credit borrowers, secured alternatives, NBFCs that approve thin…
By Prasanth Agarwal · 16 April 2026
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