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200+ expert guides on credit cards, loans, insurance, and investing in India. Written by the OnePaisa editorial team.

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Money Tips6 min
EPFO Wage Ceiling Impact 2026: What the ₹25,000 Hike Means for Your PF, EPS and EDLI
The EPFO wage ceiling jumps from ₹15,000 to ₹25,000 effective 17 September 2026, changing your PF, EPS, and EDLI contributions. Here's exactly what changes and how it affects you.
By Prasanth Agarwal · 30 September 2026
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Money Tips6 min
Bima Sugam Insurance Portal by IRDAI: Complete Guide for 2026
Bima Sugam is IRDAI's unified digital insurance marketplace where you can buy, manage, and claim any policy — completely free. Here's everything you need to know in 2026.
By Prasanth Agarwal · 28 September 2026
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Money Tips9 min
UPI Charges 2026: What the New MDR Framework Actually Says (and What It Doesn't)
The government's UPI MDR framework does not charge users — P2P transfers stay free at any amount, and 96% of merchant payments see no change. Here is exactly who pays, and how much,straight from the official notification.
By Prasanth Agarwal · 15 September 2026
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Money Tips6 min
How to Check CIBIL Score Free in 2026: Step-by-Step Guide for Indians
Check your CIBIL score free in 2026 using the official CIBIL website, bank apps, or trusted partner platforms — no cost, no impact on your score.
By Prasanth Agarwal · 29 July 2026
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Money Tips6 min
How to Improve CIBIL Score Quickly in 2026: A Step-by-Step Guide
Your CIBIL score controls every loan and rate you get. Learn how to improve your CIBIL score quickly in 2026 with expert-backed, actionable steps.
By Prasanth Agarwal · 28 July 2026
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Money Tips6 min
Minimum CIBIL Score for Personal Loan in 2026: What Every Borrower Must Know
Find out what CIBIL score you need for a personal loan in 2026 and how it affects your interest rate. Compare lenders and plan smarter with OnePaisa.
By Prasanth Agarwal · 17 July 2026
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Money Tips6 min
Free Credit Score Check India – Experian Guide 2026
Learn how to do a free Experian credit score check in India in 2026, understand your score range, and discover what steps to take to improve your creditworthiness.
By Prasanth Agarwal · 27 June 2026
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Money Tips6 min
Good CIBIL Score for Credit Card in 2026: What You Need & How to Get There
A CIBIL score of 750+ is considered good for credit card approval in India. Learn what score you need, bank-wise benchmarks, and how to improve it in 2026.
By Sandhya Rani Chowdary · 25 June 2026
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Money Tips1 min
Credit Utilisation Ratio — Why It's 30% of Your CIBIL Score
Credit utilisation ratio explained — what counts, the 30% rule, the under-10% bonus, and four ways to engineer a lower utilisation without spending less.
By Sandhya Rani Chowdary · 14 May 2026
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Money Tips7 min
ELSS vs PPF vs FD — Which Tax-Saving Investment is Best in 2026?
Compare ELSS mutual funds vs PPF vs fixed deposits for tax saving under Section 80C. Returns, lock-in, risk, and tax efficiency compared.
By Sandeep Kulkarni · 5 May 2026
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Money Tips4 min
RBI Floating Rate Rules — Why You Pay Zero Prepayment Penalty
RBI mandate explained: zero prepayment penalty on floating-rate individual loans. What it covers, what it doesn't, and how to use it to save lakhs.
By Prasanth Agarwal · 3 May 2026
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Money Tips4 min
How to Check Your CIBIL Score for Free in India — Step-by-Step (2026)
Check your CIBIL score for free — official method, 6 free aggregator routes, what counts as a soft vs hard inquiry, and how to dispute errors.
By Prasanth Agarwal · 2 May 2026
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