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LoansHow to Close a Personal Loan Early in 2026: Steps, C…
Loans6 min
How to Close a Personal Loan Early in 2026: Steps, Charges, and NOC Process
Want to close your personal loan early in 2026? This guide covers every step — from calculating charges to collecting your NOC — so you save money and protect your credit score.
By Prasanth Agarwal · 25 October 2026
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Loans6 min
Personal Loan Without Salary Slip: Alternative Documents Banks Accept in 2026
No salary slip? You can still get a personal loan in 2026. Learn which alternative documents banks and NBFCs accept, and how to compare lenders on OnePaisa.
By Prasanth Agarwal · 15 October 2026
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Loans6 min
How Many Personal Loans Can You Have at the Same Time? RBI Rules and Bank Limits 2026
The RBI sets no legal limit on how many personal loans you can hold at once, but banks typically allow 2–3 based on your income, FOIR, and credit score. Here's what you need to know in 2026.
By Prasanth Agarwal · 14 October 2026
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Loans7 min
Fixed vs Reducing Interest Rate on Personal Loans: The Real Cost Difference Explained (2026)
A "lower" flat rate can cost you far more than a higher reducing balance rate. Learn how fixed and reducing interest rates work on personal loans in 2026 and how to spot the real cost.
By Prasanth Agarwal · 7 October 2026
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Loans6 min
Personal Loan Processing Fee Comparison 2026: Which Banks Charge Less and Which Waive It?
Compare personal loan processing fees across 15+ banks and NBFCs in 2026. Find out which lenders waive the fee entirely and how to reduce this upfront cost before you apply.
By Prasanth Agarwal · 6 October 2026
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Loans6 min
Personal Loan Rejection Reasons in India: The 7 Most Common and How to Fix Each (2026)
Getting a personal loan rejected is frustrating, but the reasons are almost always fixable. Learn the 7 most common personal loan rejection reasons in India and exactly what to do about each one.
By Prasanth Agarwal · 5 October 2026
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Loans7 min
Best Personal Loan for Salaried Employees in 2026: Rates, Eligibility & Top Lenders
Salaried employees account for approximately 65% of all personal loans in India. Compare 2026 rates, eligibility rules, fees, and top lenders to find your best deal.
By Prasanth Agarwal · 1 October 2026
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Loans6 min
RBI Repo Rate Hike in October 2026? What It Means for Your Home & Personal Loan EMIs
A Reuters poll shows ~60% of economists expect a 25 bps RBI repo rate hike in October 2026, pushing the rate to 5.50%. Here's what that means for your EMIs.
By Prasanth Agarwal · 30 September 2026
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Loans6 min
Loan Against Property Interest Rate in 2026: Compare Top Banks & Get the Best Deal
Loan against property interest rates in 2026 start from 8.25% p.a. Compare top banks, understand eligibility, and use our EMI calculator to plan your mortgage loan smartly.
By OnePaisa Editorial Team · 25 September 2026
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Loans6 min
Best Business Loan Providers in India 2026: Compare Rates, Eligibility & Top Lenders
Looking for the best business loan in India? Compare top banks and NBFCs, interest rates, eligibility, and loan amounts for 2026 — all in one place.
By OnePaisa Editorial Team · 23 September 2026
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Loans6 min
Gold Loan Per Gram Rate Comparison 2026: Best Lenders, LTV & Charges
Compare gold loan per gram rates from top Indian lenders in 2026. See interest rates, LTV ratios, processing fees and per-gram loan values side by side.
By Prasanth Agarwal · 21 September 2026
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Loans6 min
MSME Loan Interest Rate 2026: Compare Lenders, Schemes & Get the Best Deal
MSME loan interest rates in 2026 start from 8% p.a. at public sector banks. Compare lenders, schemes & key factors that shape your rate.
By OnePaisa Editorial Team · 21 September 2026
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