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9 articles found for “home loan”

Loans6 min
RBI Repo Rate Hike in October 2026? What It Means for Your Home & Personal Loan EMIs
A Reuters poll shows ~60% of economists expect a 25 bps RBI repo rate hike in October 2026, pushing the rate to 5.50%. Here's what that means for your EMIs.
By Prasanth Agarwal · 30 September 2026
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Loans6 min
Home Loan Balance Transfer Benefits in 2026: Save Lakhs on Your EMI
A home loan balance transfer in 2026 can cut your EMI and save lakhs in interest. Find out who qualifies, what it costs, and how to make the switch.
By Prasanth Agarwal · 29 August 2026
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Loans6 min
SBI vs HDFC Home Loan: Which Is Better in 2026?
Stuck choosing between SBI and HDFC for your home loan in 2026? Compare rates, fees, eligibility, and features side-by-side to make the right call.
By Prasanth Agarwal · 26 August 2026
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Loans6 min
Home Loan for Self-Employed Eligibility in 2026: Complete Guide for Business Owners & Professionals
Everything self-employed professionals and business owners need to know about home loan eligibility in 2026 — criteria, documents, rates, and how to boost approval odds.
By Prasanth Agarwal · 21 August 2026
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Loans14 min
Is a Home Loan Balance Transfer Worth It? A Three-Question Test
The three-question test behind a home loan balance transfer decision, worked through OnePaisa's own calculator engine with real, engine-generated numbers — no lender table, no invented rates.
By Prasanth Agarwal · 21 August 2026
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Loans1 min
Tax Benefits on Home Loan — Section 80C, 24(b), 80EEA Explained
Home loan tax benefits in India 2026 — Section 80C principal deduction, Section 24(b) interest deduction, Section 80EEA additional benefit. Old vs new regime.
By Prasanth Agarwal · 18 May 2026
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Loans4 min
SBI Home Loan vs HDFC Home Loan — Rate, Fees & Total Cost in 2026
SBI vs HDFC home loan in 2026 — interest rate gap, processing fees, disbursal speed, prepayment, and total cost on a ₹50L / 20-year scenario.
By Prasanth Agarwal · 30 April 2026
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Loans4 min
Home Loan for ₹30,000 Salary — How Much Can You Borrow in 2026?
Home loan eligibility on a ₹30,000 monthly salary — typical sanction, FOIR cap, EMI math, top lenders, and 6 ways to push the approval amount higher.
By Prasanth Agarwal · 25 April 2026
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Loans5 min
Home Loan of ₹50 Lakh — EMI Calculator & Best Rates 2026
₹50 lakh home loan EMI at different tenures and rates, total interest comparison, best banks, and tips to save ₹10-20 lakh in interest over loan life.
By Prasanth Agarwal · 17 April 2026
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