Sandhya Rani Chowdary
Credit Cards Editor, OnePaisa Editorial
Sandhya writes on credit cards for OnePaisa — reward programmes, fees and charges, lounge and travel benefits, and head-to-head card comparisons. Every fee, earn rate and benefit in her guides is checked against the issuer's MITC document and official product page, and against OnePaisa's verified product data, before it is published. Where an issuer does not disclose a number, the guide says so instead of estimating it.
Work published under this byline follows OnePaisa’s editorial standards — how our guides are researched, fact-checked against primary sources, and corrected.
Areas covered
- Credit cards
- Reward programmes
- Card fees and charges
- Airport lounge access
- Card comparisons
Articles by Sandhya Rani Chowdary
100 published · page 4 of 9
- Credit Cards1 min
CIBIL vs Experian vs Equifax vs CRIF — India's 4 Credit Bureaus Compared
23 May 2026
- Credit Cards1 min
Credit Card Cash Advance — The Most Expensive Money in India
21 May 2026
- Credit Cards1 min
Tax Benefits on Education Loan — Section 80E Deduction Guide
19 May 2026
- Credit Cards1 min
How to Redeem Credit Card Points — Best Value Per Point
17 May 2026
- Credit Cards1 min
Credit Card Balance Transfer in India 2026 — How to Save on Interest
16 May 2026
- Credit Cards1 min
Add-On Credit Cards in India — How They Work & When to Get One
15 May 2026
- Money Tips1 min
Credit Utilisation Ratio — Why It's 30% of Your CIBIL Score
14 May 2026
- Credit Cards1 min
OneCard vs Jupiter vs Slice — Digital Credit Cards 2026
13 May 2026
- Credit Cards1 min
Top 5 Mistakes First-Time Credit Card Users Make in India
11 May 2026
- Credit Cards1 min
Credit Card Reward Points vs Cashback — Which Earns More?
10 May 2026
- Credit Cards1 min
Liquid Funds vs Savings Account vs FD — Where to Park Short-Term Money
10 May 2026
- Credit Cards1 min
UPI Credit Card Payments — Which Cards Support It in 2026?
9 May 2026