Airtel Axis Bank Credit Card

• • Redemption fee: ₹99

Joining fee

₹NIL (Limited Period offer*) *Not valid for existing Axis Bank Credit Card customers

Annual / renewal fee

Annual Fee: ₹500 2nd year onward annual fee waived off on annual spends greater than ₹ 2,00,000/- {rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver}

Annual fee waiver

annual fee waived off on annual spends greater than ₹ 2,00,000/- {rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver}

Add-on card fee

Waived

Interest rate

3.75% p.m. (45.00% p.a.)

Interest-free period

50 days

Cash advance fee

Min. ₹500 up to 2.5% of the cash withdrawal amount

Overlimit fee

Min. ₹500 up to 2.5% of the over limit amount

Payment dishonour

₹500

Forex markup

3.50% of the transaction value

DCC markup

1.50%

Rent payment fee

1% (w.e.f. Jul 2025)

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹400–₹4000 txns, max ₹500/cycle

Age

18–70 years

Card management via Airtel Thanks App.

• What is the annual fee for Airtel Axis Bank Credit Card?
• How to apply for Airtel Axis Bank Credit Card?
• What rewards does Airtel Axis Bank Credit Card offer?
• What are the eligibility criteria for Airtel Axis Bank Credit Card?
• Does Airtel Axis Bank Credit Card offer airport lounge access?
• Is Airtel Axis Bank Credit Card worth it?