What is the annual fee for IndiGo Axis Bank Premium Credit Card?

The annual fee is ₹5000, with an identical ₹5000 joining fee. However, the welcome benefit includes ₹5000 worth of IndiGo BluChips plus a complimentary 6E Eats voucher, which effectively offsets the first-year cost.

How to apply for IndiGo Axis Bank Premium Credit Card?

You can apply directly through Axis Bank's website or visit an Axis Bank branch with required documents (identity proof, income proof, address proof). Compare final offers on OnePaisa before applying to ensure you're getting the best welcome deal.

What rewards does IndiGo Axis Bank Premium Credit Card offer?

The card earns 2% IndiGo BluChips on all spends, redeemable for flight bookings and other travel perks with IndiGo. You also receive 8 complimentary domestic lounge visits annually and Priority Pass membership for airport lounge access globally.

What are the eligibility criteria for IndiGo Axis Bank Premium Credit Card?

Eligibility criteria are not specified in the available card details. Contact Axis Bank directly or check their website for current income requirements, credit score minimums, and other qualification standards.

Does IndiGo Axis Bank Premium Credit Card offer airport lounge access?

Yes, cardholders get 8 complimentary domestic lounge visits per year. Additionally, Priority Pass membership is included, granting access to premium lounges across domestic and international airports.

Is IndiGo Axis Bank Premium Credit Card worth it?

It's worth considering if you're a frequent IndiGo flyer or regular air traveler. The 2% BluChips earning rate and lounge benefits can offset the ₹5000 annual fee through accumulated rewards. However, compare it against other travel cards' forex rates (this card charges 2.5%) and lounge policies to decide if it matches your spending patterns.

Credit Cards

TravelPremiumVisa✦ IndiGo

IndiGo Axis Bank Premium Credit Card

Frequent flyers earning airline miles on every transaction

Annual fee₹5,000

Rewards2.00%2 IndiGo BluChip per ₹100

Forex markup2.5%2.50% of Transaction value on International Transactions

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Welcome benefits

Voucher worth 5000 IndiGo BluChips along with one complimentary 6E Eats voucher

Type: Miles Voucher
Trigger: On Joining Fee Payment
Partner: IndiGo

Rewards

Base earn rate

Collect 2 IndiGo BluChip on every ₹100 spent on all eligible categories

IndiGo BluChip

Category	Rate	Cap
IndiGo Channels	7 IndiGo BluChip/₹100	—
Groceries And Hotel	3 IndiGo BluChip/₹100	—

• Redemption fee: ₹99

Milestone benefits

Spend ₹2,00,000(annual)→ Voucher worth 5000 IndiGo BluChips
Spend ₹5,00,000(annual)→ Voucher worth 5000 IndiGo BluChips
Spend ₹8,00,000(annual)→ Voucher worth 5000 IndiGo BluChips
Spend ₹12,00,000(annual)→ Voucher worth 5000 IndiGo BluChips

Lounge access

Domestic

8visits / year

Max 2 per quarter
Requires ₹50,000 prior spend

International

Priority Pass

2complimentary visits

Fees & charges

Joining fee: ₹5,000
Annual / renewal fee: ₹5,000
Add-on card fee: Free
Interest rate: 3.75% p.m. (45.00% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% of Transaction (Minimum ₹500)
Overlimit fee: 2.5% (Minimum ₹500) of Over limit amount
Payment dishonour: ₹500
Forex markup: 2.50% of Transaction value on International Transactions
DCC markup: 1.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Late payment

Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 LPF charged on Outstanding balance (Total amount due - Payments) NOTE - An additional ₹100 charge will be levied if the 'Minimum Amount Due (MAD)' is not paid for two consecutive cycles and will apply until the MAD is cleared.

View official MITC →

Eligibility

Income (salaried): Net income should be a minimum of ₹6 lakhs p.a.
Age: 18–70 years

Features

✓ International usage

Additional features

Wednesday Delight - Beat the mid-week blues with exciting offers every Wednesday

No rewards on

Rental Transactions (MCC 6513) · Education Transactions Via Third-Party Apps (MCCs: 8211, 8220, 8241, 8244, 8249, 8299) · Wallet Loads Exceeding ₹10,000 Per Statement (MCC: 6540) · Fuel Transactions Exceeding ₹50,000 Per Statement (MCCs: 5983,5541,5542,5172) · Utility Transactions Exceeding ₹25,000 Per Statement (MCCs: 4814, 4899, 4900)