PremiumPremiumVisa

Axis Bank Select Credit Card

Premium rewards and lounge access for high spenders

Annual fee₹3,000Waived on ₹8.0L spend

RewardsEarn 10 Axis EDGE points on every ₹200 spent

Forex markup3.5%3.50% of the transaction value

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Welcome benefits

worth ₹2,000

10,000 EDGE REWARD Points worth ₹2000 on first transaction

Type: Reward Points
Trigger: within 30 days

Rewards

Base earn rate

Earn 10 Axis EDGE points on every ₹200 spent

EDGE REWARDS

Excludes: Insurance, Rent, Fuel, Educational Services, Utilities, Telecom, Wallet, Gold, Jewellery, Government Services

Category	Rate	Cap
Retail Shopping	—	Earn 2X EDGE REWARD Points upto cumulative transactions of ₹20,000 per month. For transaction above 20,000 per month earn 10 EDGE REWARD Points

• Redemption fee: ₹99

Milestone benefits

5000 EDGE REWARD points on spending 3 lakhs in a card anniversary year. Complete annual fee waiver on spending of ₹8 lakhs in a card anniversary year. Spends threshold for 5000 EDGE points and Annual fee waiver will exclude Insurance, rent, fuel, educational services, utilities & telecom, government services, wallet & Gold. Priority Pass membership renewal on annual spend of ₹3 lakh. Renewal of offers on: BigBasket and Swiggy Unlock additional 6 complimentary golf rounds wihin the same anniversary year on achieving the spends of ₹3 Lakhs in that anniversary year, the validity for the same will be current anniversary year.

Lounge access

Domestic

8visits / year

Max 2 per quarter
Requires ₹50,000 prior spend

Axis Bank Airport Lounge Access Program lounge programme →

International

Priority Pass

12complimentary visits

Priority Pass lounge programme →

Fees & charges

Joining fee: ₹3000 (NIL for Burgundy)
Annual / renewal fee: ₹3000 (NIL for Burgundy)
Annual fee waiver: Complete annual fee waiver on spending of ₹8 lakhs in a card anniversary year
Add-on card fee: Nil
Interest rate: 3.75% p.m. (45.00% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (Min. ₹ 500) of cash Amount
Overlimit fee: 2.5% of the overlimit amount (Min. ₹500)
Payment dishonour: ₹500
Forex markup: 3.50% of the transaction value
DCC markup: 1.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹500	₹0
₹501 – ₹5,000	₹500
₹5,001 – ₹10,000	₹750
Above ₹10,001	₹1,200

View official MITC →

Insurance covers

Purchase protection

₹1L

Baggage loss

₹500

Eligibility

Income (salaried): ₹6 lakhs per annum
Age: 18–70 years

Features

✓ International usage✓ Concierge service

Additional features

Extraordinary weekends - Explore curated experiences designed exclusively for our premium customers
BigBasket Offers - Flat 500 off p.m. on minimum purchase of ₹2500 on BigBasket mobile app/website
Swiggy Offers - Flat ₹200 off on Swiggy mobile app/website, Valid twice a month on minimum transaction of ₹1000 per order
Wednesday Delight - Beat the mid-week blues with exciting offers every Wednesday. Instant savings of up to 15% on flights & hotels via MakeMyTrip, 10% off on orders via Swiggy, 10% off upto ₹1000 on Tira

No rewards on

Insurance · Rent · Fuel · Educational Services · Utilities · Telecom · Wallet · Gold · Jewellery · Government Services