What is the annual fee for SpiceJet Axis Bank Voyage Black Credit Card?

The card carries a ₹2000 annual fee along with an identical ₹2000 joining fee. You'll receive a ₹4000 SpiceJet voucher within 30 days of completing 2 transactions, which partially offsets the first-year costs.

How to apply for SpiceJet Axis Bank Voyage Black Credit Card?

You can apply through Axis Bank's official website or via the OnePaisa platform for streamlined comparison and application. Ensure you meet the bank's eligibility criteria before applying.

What rewards does SpiceJet Axis Bank Voyage Black Credit Card offer?

The card earns 6% SpiceClub Points on all purchases. Points accumulate and can be redeemed for SpiceJet flights and other benefits, making it ideal for airline spenders.

What are the eligibility criteria for SpiceJet Axis Bank Voyage Black Credit Card?

Eligibility criteria are not specified in the provided details — check Axis Bank's website or contact their support for current income, credit score, and other requirements.

Does SpiceJet Axis Bank Voyage Black Credit Card offer airport lounge access?

Yes, the card includes 8 domestic lounge visits per year, providing airport comfort on your frequent flights. This benefit supports your travel lifestyle effectively.

Is SpiceJet Axis Bank Voyage Black Credit Card worth it?

The card suits frequent SpiceJet flyers who value the 6% reward rate and complimentary lounge access. If you regularly fly with SpiceJet or travel domestically, the ₹2000 annual fee is justified by the benefits and welcome voucher value.

Credit Cards

PremiumMidVisa✦ SpiceJet

SpiceJet Axis Bank Voyage Black Credit Card

Frequent SpiceJet flyers get premium perks and steady rewards

Annual fee₹2,000First-year waiver

Rewards3.00%6 SpiceClub Point per ₹200

Forex markup3.5%3.50% of the transaction value

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Welcome benefits

worth ₹4,000

SpiceJet voucher worth ₹4000 on completing 2 transactions within 30 days

Type: Voucher
Trigger: within 30 days
Partner: SpiceJet

Rewards

Base earn rate

Earn 6 SpiceClub Points for every ₹200 spent on all other domestic retail & international transactions (excl. Fuel, wallet & EMI transactions)

SpiceClub

Excludes: Fuel, Wallet, Emi

Category	Rate	Cap
SpiceJet Bookings (Mobile App & Website)	—	—
Online Food Order, Online Bill Payment & Online Entertainment	—	—

• Redemption fee: ₹99

Milestone benefits

Get bonus SpiceClub Points at every step of your credit card journey Earn 4000 SpiceClub Points on achieving annual spends of 2 lakh in a card membership year Earn 6000 SpiceClub Points on achieving annual spends of ₹4 lakh in a card membership year Earn 2000 SpiceClub Points on every successful renewal of credit card

Lounge access

Domestic

8visits / year

Requires ₹50,000 prior spend

International

Not included

Fees & charges

Joining fee: ₹ 2000
Annual / renewal fee: 1st Year: Nil 2nd Year onwards: ₹ 2000
Add-on card fee: Nil
Interest rate: 3.75% p.m. (45.00% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (Min. ₹ 500) of the cash amount
Overlimit fee: 2.5% of over the limit amount (Min. ₹ 500)
Payment dishonour: ₹500
Forex markup: 3.50% of the transaction value
DCC markup: 1.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Late payment

Nil if Total Payment Due is less than ₹ 500 ₹ 500 if total payment due is between ₹ 501 - ₹ 5,000 ₹ 750 if total payment due is between ₹ 5,001 - ₹ 10,000 ₹ 1200 if total payment due is greater than ₹10,000 Additional ₹100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared.

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