What is the annual fee for Axis Bank Vistara Credit Card?

The annual fee is ₹1,500, with an identical joining fee. Both are waived if you spend ₹2,00,000 in a calendar year, making it cost-effective for frequent travelers and spenders.

How to apply for Axis Bank Vistara Credit Card?

You can apply directly through Axis Bank's website or mobile app, or via third-party platforms like OnePaisa which may offer exclusive pre-approved links. The online application typically takes 5-10 minutes to complete.

What rewards does Axis Bank Vistara Credit Card offer?

The card earns Maharaja Points at a base rate of 1% on all spends. You also receive a complimentary economy class ticket voucher upon fee payment, making it excellent for Vistara loyalists seeking travel benefits.

What are the eligibility criteria for Axis Bank Vistara Credit Card?

Specific eligibility criteria are not detailed in the card specifications. Typically, Axis Bank requires a minimum income and good credit score — check Axis Bank's official website or contact their customer service for exact requirements.

Does Axis Bank Vistara Credit Card offer airport lounge access?

Yes, the card provides 2 complimentary domestic lounge visits per calendar year. This is a valuable perk for frequent domestic travelers, though international lounge access is not mentioned.

Is Axis Bank Vistara Credit Card worth it?

It's worthwhile if you're a Vistara frequent flyer or spend ₹2L+ annually (fee waiver threshold). The complimentary economy ticket and lounge access add significant value, though the 1% base reward rate is standard across many competitors.

Credit Cards

TravelMidVisa✦ Vistara

Axis Bank Vistara Credit Card

Vistara flyers get free economy tickets and lounge access

Annual fee₹1,500Waived on ₹2.0L spend

Rewards0.50%1 Maharaja Point per ₹200

Forex markup3.5%

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Welcome benefits

Complimentary Economy Class ticket voucher on fee payment

Type: Flight Voucher
Trigger: Fee Payment
Partner: Vistara

Rewards

Base earn rate

Earn 2 Maharaja Points for every ₹200 of eligible spends on the Axis Bank Vistara Credit Card

Maharaja Points

• Redemption fee: ₹99

Milestone benefits

Up to 3 Economy Class tickets vouchers on achieving the milestone spends. To know more please, click here. For T&C click here (Below are features & benefits applicable for Axis Bank Vistara Platinum Credit Cards last renewed prior to 18th April'25)

Lounge access

Domestic

2visits / year

Visa

International

Not included

Fees & charges

Joining fee: ₹1,500
Annual / renewal fee: ₹1,500 per year
Annual fee waiver: On ₹2.0L spend
Add-on card fee: Free
Interest rate: 3.75% per month
Interest-free period: 50 days
Cash advance fee: 2.5% (Min. ₹500) of the Cash Amount
Overlimit fee: 2.5% of the Over Limit Amount (Min. ₹500)
Payment dishonour: ₹500
Forex markup: 3.50%
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Late payment

Nil if Total Payment Due is less than ₹500; ₹500 if Total Payment Due is between ₹501 - ₹5,000; ₹750 if Total Payment Due is between ₹5,001 - ₹10,000; ₹1200 if Total Payment Due is greater than ₹10,000; An additional charge of ₹100 will be applicable if the payment of Minimum Amount Due (MAD) is not made by the Payment Due Date (PDD) for two consecutive billing periods.

View official MITC →