TravelMidVisa✦ Etihad Guest

BOBCARD Etihad Guest Credit Card

Etihad loyalty rewards for frequent international travellers

Annual fee₹2,500Waived on ₹3.0L spend

RewardsEarn 3 Miles per ₹100 on Etihad Airways and 1 Mile per ₹100 on every other domestic & cross-border spends - turning every transaction into your next take-off.

Forex markup1%1 % Forex Mark-Up

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Welcome benefits

7,500 Extra Etihad Guest Bonus Miles: 5,000 joining miles on spends of ₹25,000 in the first 60 days and upon payment of your joining fee + 2,500 spend-based miles on cumulative spends of ₹50,000. Complete your first transaction on Etihad.com within 6 months to enjoy complimentary Etihad Guest Silver Tier.

Type: Miles
Trigger: Spend ₹25,000 within 60 days
Partner: Etihad Guest

Rewards

Base earn rate

Earn 3 Miles per ₹100 on Etihad Airways and 1 Mile per ₹100 on every other domestic & cross-border spends - turning every transaction into your next take-off.

Etihad Guest

Excludes: Fuel

Category	Rate	Cap
Etihad Airways	—	—

• Validity of the Etihad Guest Miles is as per your Etihad Guest Tier. Miles earned can be redeemed only on Etihad platform.

Milestone benefits

Monthly bonus- Earn bonus 250 Miles on any 4 transactions totaling ₹25000. Valid once per month Quarterly bonus- Get bonus 2000 Miles on ₹2,00,000 quarterly spends. Valid once per quarter Annual bonus- Celebrate your loyalty with bonus 12,000 Miles on ₹7,50,000 yearly spends. Valid once per year Travel goal bonus- Earn bonus 500 miles when you fly twice a year with Etihad, because loyalty should travel with you . Valid once per year.

Lounge access

Domestic

8visits / year

Max 2 per quarter

BOBCARD Etihad Airport Lounge Program lounge programme →

International

4visits / year

BOBCARD Etihad Airport Lounge Program lounge programme →

Fees & charges

Joining fee: ₹2500 + GST
Annual / renewal fee: ₹2500 + GST
Annual fee waiver: Annual Fee Waiver applicable on spends of ₹3,00,000 or more in every anniversary year
Add-on card fee: Free
Interest rate: 3.75% per month (45% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 2.5%, min ₹600
Payment dishonour: ₹500
Forex markup: 1 % Forex Mark-Up
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Duplicate statement: ₹25

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹100 – ₹500	₹100
₹501 – ₹1,000	₹400
₹1,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹950
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300