What is the annual fee for Bank of Baroda Credit Card?

The annual fee is ₹500. There's no joining fee, so you only pay the yearly maintenance charge after the first year.

How to apply for Bank of Baroda Credit Card?

You can apply online through Bank of Baroda's website or visit a nearby branch with your KYC documents (PAN, Aadhaar, income proof). The issuer will review your eligibility and credit profile before approval.

What rewards does Bank of Baroda Credit Card offer?

The card earns 1% rewards on all your purchases. This flat rate applies across retail, online, and other spending categories, making it simple to calculate returns.

What are the eligibility criteria for Bank of Baroda Credit Card?

Specific eligibility criteria are not detailed in the available information. Generally, you need a valid CIBIL score, stable income, and age between 21-60 years — check Bank of Baroda's official website or contact their customer service for exact requirements.

Does Bank of Baroda Credit Card offer airport lounge access?

No lounge access details are provided for this card. Given its straightforward positioning and ₹500 annual fee, it likely doesn't include premium lounge benefits — verify with the bank for confirmation.

Is Bank of Baroda Credit Card worth it?

This card suits you if you want a simple, low-cost credit card with consistent 1% returns. Skip it if you're seeking premium perks like lounge access or high spending bonuses—those require cards with higher annual fees.

Bank of BarodaVISA

Bank of Baroda Credit Card

Visa

Bank of Baroda Credit Card

Rewards on every purchase, minimal fees

Annual fee₹500

Rewards1.00%

Forex markup—

Check Eligibility →or apply directly on Bank of Baroda's website ↗

Secure · Free · No spam calls

Rewards

Base earn rate

1 pts per ₹100

Detailed reward breakdown not available from source

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: ₹500 per year

Eligibility

Salaried: minimum ₹20,000/month income. Self-employed: 2+ years of filed ITR showing equivalent annual income. Age 21–65. CIBIL 700+ recommended.

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Bank of BarodaVISA

Bank of Baroda Credit Card

Visa

Bank of Baroda Credit Card

Rewards on every purchase, minimal fees

Annual fee₹500

Rewards1.00%

Forex markup—

Check Eligibility →or apply directly on Bank of Baroda's website ↗

Secure · Free · No spam calls

Rewards

Base earn rate

1 pts per ₹100

Detailed reward breakdown not available from source

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: ₹500 per year

Eligibility

Salaried: minimum ₹20,000/month income. Self-employed: 2+ years of filed ITR showing equivalent annual income. Age 21–65. CIBIL 700+ recommended.

Bank of Baroda Credit Card

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