What is the annual fee for BOBCARD Etihad Guest Premium Credit Card?

The annual fee is ₹5,000, waived if you spend ₹5 lakh in a calendar year. An identical ₹5,000 joining fee applies at card activation.

How to apply for BOBCARD Etihad Guest Premium Credit Card?

Visit Bank of Baroda's official website or approach your nearest branch to apply. You can also apply through third-party aggregators like OnePaisa for real-time eligibility checks and faster processing.

What rewards does BOBCARD Etihad Guest Premium Credit Card offer?

Earn 2% Etihad Guest Miles on all spends. Welcome benefit includes 10,000 joining miles (on ₹25,000 spend in 60 days) plus 5,000 additional miles at ₹50,000 cumulative spend. Zero forex markup on international transactions.

What are the eligibility criteria for BOBCARD Etihad Guest Premium Credit Card?

Specific eligibility criteria are not detailed in the card specifications. Standard credit card requirements typically apply — check Bank of Baroda's website or contact their customer service for current income and credit score requirements.

Does BOBCARD Etihad Guest Premium Credit Card offer airport lounge access?

Yes, the card provides 12 complimentary domestic lounge visits per calendar year, allowing you to relax before your flights across Indian airports.

Is BOBCARD Etihad Guest Premium Credit Card worth it?

It's ideal for frequent Etihad flyers or those building miles for premium cabin redemptions. The ₹5,000 fee is easily justified with ₹5 lakh annual spend, while the 2% miles rate and zero forex markup add value on international trips.

Credit Cards

TravelPremiumVisa✦ Etihad Guest

BOBCARD Etihad Guest Premium Credit Card

Etihad loyalty built into every transaction

Annual fee₹5,000Waived on ₹5.0L spend

Rewards2.00%2 Etihad Guest Mile per ₹100

Forex markup0%0 % forex markup

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Welcome benefits

Earn 15,000 Extra Etihad Guest Bonus Miles: 10,000 joining miles on spends of ₹25,000 in the first 60 days and upon payment of your joining fee + 5,000 spend-based miles on cumulative spends of ₹50,000. Enjoy complimentary Silver Tier Status on first card transaction and upgrade to Gold Tier after your first transaction on Etihad.com within 6 months.

Type: Miles
Trigger: Spend ₹25,000 within 60 days
Partner: Etihad Guest

Rewards

Base earn rate

2 Miles per ₹100 on every other domestic & cross border spends

Etihad Guest

Excludes: Fuel

Category	Rate	Cap
Etihad Airways	—	—

• Validity of the Etihad Guest Miles is as per your Etihad Guest Tier

Milestone benefits

Monthly bonus- Earn bonus 500 Miles on any 4 transactions totaling ₹50000. Valid once per month. Quarterly bonus- Get bonus 4000 Miles on ₹3,00,000 quarterly spends. Valid once per quarter. Annual bonus- Celebrate your loyalty with bonus 24,000 Miles on ₹12,00,000 yearly spends. Valid once per year. Travel goal bonus- Earn bonus 1000 miles when you fly twice a year with Etihad, because loyalty should travel with you. Valid once per year.

Lounge access

Domestic

12visits / year

Max 3 per quarter

BOBCARD Etihad Airport Lounge Program lounge programme →

International

8visits / year

BOBCARD Etihad Airport Lounge Program lounge programme →

Fees & charges

Joining fee: ₹5000 + GST
Annual / renewal fee: ₹5000 + GST
Annual fee waiver: Annual Fee Waiver applicable on spends of ₹5,00,000 or more in every anniversay year
Add-on card fee: Free
Interest rate: 3.75% per month (45% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 2.5%, min ₹600
Payment dishonour: ₹500
Forex markup: 0 % forex markup
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Duplicate statement: ₹25