TravelEntryVisaRuPay✦ Scapia

BOBCARD Scapia Credit Card

Travel smarter with zero forex charges and 5% rewards

Annual feeLifetime Free

RewardsEarn 10% rewards on all offline and online spends on select categories on Visa card of minimum Rs. 20 and 5% rewards on offline, online and UPI spends on the Rupay card of minimum Rs. 500

Forex markup0%Zero forex markup on all international spends. No need to preload a card or carry cash.

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Rewards

Base earn rate

Earn 10% rewards on all offline and online spends on select categories on Visa card of minimum ₹20 and 5% rewards on offline, online and UPI spends on the Rupay card of minimum ₹500

Scapia Coins

Fees & charges

Joining fee: Zero joining and annual fees
Annual / renewal fee: Lifetime free
Add-on card fee: Free
Interest rate: 3.75% per month (45% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 2.5%, min ₹600
Payment dishonour: ₹500
Forex markup: Zero forex markup on all international spends. No need to preload a card or carry cash.
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Duplicate statement: ₹25