Question 1

What is the BOBCARD Scapia Credit Card, and how does it work?

Accepted Answer

BOBCARD Scapia Credit Card is built for travel lovers, where you can convert your everyday expenses into travel experiences. You can get the card in just minutes through a fully digital onboarding process on the Scapia app. The virtual card can be activated immediately, and your physical card will reach you in 2-5 days.

Question 2

What are the features and benefits of the BOBCARD Scapia Credit Card?

Accepted Answer

Here's a quick look at the top features and benefits of this premium card: Zero Forex Fees, Enjoy unlimited domestic lounge access and airport privileges by spending Rs. 20000 a month on your BOBCARD Scapia Credit Card, Earn 10% rewards on all offline and online spends on select categories on Visa card of minimum Rs. 20 and 5% rewards on offline, online and UPI spends on the Rupay card of minimum Rs. 500, Earn 20% rewards on all bookings done on Scapia app for both Rupay and Visa Cards, Use Scapia Coins to book flights, stays, trains, buses and other services on Scapia Coins, Zero joining and annual fees

Question 3

How can I apply for the BOBCARD Scapia Co-branded Credit Card?

Accepted Answer

You can apply through the Scapia app

Question 4

Is there an annual fee for the BOBCARD Scapia Credit Card?

Accepted Answer

No, BOBCARD Scapia Co-branded Credit Card is lifetime free with no joining or annual fees.

Question 5

Can I use the BOBCARD Scapia Co-branded Credit Card for international purchases?

Accepted Answer

Yes, the card is travel-friendly with a zero forex markup on international transactions.

Question 6

How do I manage my BOBCARD Scapia Co-branded Credit Card account online?

Accepted Answer

Use the Scapia App for complete control of your card, from tracking rewards to managing EMIs and spends.

Question 7

What makes BOBCARD Scapia Credit Card unique?

Accepted Answer

The BOBCARD Scapia Credit Card is unique because it combines high travel rewards, zero forex fees, full redemption flexibility, and zero annual cost - all within a single, app-first experience.

Question 8

What are the eligibility criteria for BOBCARD Scapia Credit Card?

Accepted Answer

To be eligible, you must be an Indian resident aged 25-60 years with a stable income (salaried or self-employed).

Question 9

How can I earn 20% rewards on my Scapia Credit Card?

Accepted Answer

You can earn up to 20% rewards when you book flights, hotels, trains, buses, visas, and more directly through the Scapia app using your BOBCARD Scapia Credit Card.

Question 10

What is the credit limit offered on BOBCARD Scapia Credit Card?

Accepted Answer

The credit limit is determined based on your income, credit profile, and internal policies followed by BOBCARD at the time of approval.

Question 11

How do I activate unlimited lounge access on my BOBCARD Scapia Credit Card?

Accepted Answer

Spend ₹20,000 or more in a calendar month using your BOBCARD Scapia Credit Card to unlock unlimited domestic airport lounge access and airport benefits worth up to ₹1,000 for that month.

Question 12

Can I use BOBCARD Scapia Credit Card for international transactions without forex charges?

Accepted Answer

Yes. The BOBCARD Scapia Credit Card offers zero forex markup on international transactions and is accepted in 200+ countries via Visa network.

Question 13

How long does it take to receive the BOBCARD Scapia Credit Card after approval?

Accepted Answer

Once approved, you get the virtual card instantly while physical card kit is typically delivered within 5–7 working days. Timelines may vary based on your location.

Question 14

What are BOBCARD Scapia Coins and how can I redeem them?

Accepted Answer

Scapia Coins are the rewards you earn on every spend. Redeem them exclusively on the Scapia app to book flights, stays, trains, buses, and more. You can use Scapia Coins to pay up to 100% of a booking — no partial redemption limits.

Question 15

Does BOBCARD Scapia Credit Card offer fuel surcharge waiver?

Accepted Answer

Yes, get a 1% fuel surcharge waiver on transactions up to ₹5,000 at petrol pumps across India.

Question 16

Can I track and manage my card through the Scapia app?

Accepted Answer

Yes, everything from rewards to bookings is managed seamlessly via Scapia app.

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