What are the features and benefits of the PREMIER Credit Card by BOBCARD?

BOBCARD PREMIER provides travel-related perks, including 5X reward points on travel, dining & international spends, quarterly complimentary airport lounge access*, fuel surcharge waiver, 500 welcome bonus reward points, and exclusive travel offers in association with our partner brands.

How can I apply for the PREMIER Credit Card by BOBCARD?

You can easily apply for the BOBCARD PREMIER online by visiting the BOBCARD website. Fill out the application form, complete the e-sign process, and verify your identity with Video-KYC. Alternatively, you can reach out to customer support or visit any Bank of Baroda branch to initiate the application process.

What makes the BOBCARD's PREMIER Credit Card one of the best travel credit cards?

PREMIER Credit Card offers extensive travel benefits, such as lounge access, high reward points on travel spends, fee waiver on milestone spends, making it an ideal choice for frequent travellers.

What are the eligibility criteria for the BOBCARD's PREMIER Credit Card?

Please refer to the "Application Guidelines" section on this page or contact our customer support team at 1800 266 5100/7100.

What are the annual fees and charges associated with the PREMIER Credit Card?

PREMIER Credit Card has an annual fee of ₹1000 which can be waived upon meeting pre-defined spending criteria. For complete fee structure and additional charges, refer to the "Additional Features" section on this page.

Can I earn reward points on dining and travel expenses with the PREMIER Credit Card?

Yes, you can earn reward points on both dining and travel spends, also on your online shopping and international spends, making PREMIER Credit Card a fantastic choice for lifestyle and travel savings.

Credit Cards

TravelPremiumVisa

BOBCARD PREMIER

Frequent flyers seeking lounge access and consistent rewards

Annual fee₹1,000Waived on ₹1.2L spend

Rewards2.00%2 Reward Point per ₹100

Forex markup3.5%

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Welcome benefits

worth ₹125

500 bonus reward points

Type: Reward Points
Trigger: Spend ₹5,000 within 60 days

Rewards

Base earn rate

2 Reward Points per ₹100 spent on all other categories*

Excludes: Fuel

Category	Rate	Cap
Travel	10 Reward Point/₹100	—
International	10 Reward Point/₹100	—
Dining	10 Reward Point/₹100	—

Milestone benefits

Threshold —(first 60 days)→ joining fee waiver
Threshold —(card anniversary year)→ annual fee waiver

Lounge access

Domestic

4visits / year

Max 1 per quarter
Requires ₹20,000 prior spend

BOBCARD Airport Lounge Access Program lounge programme →

International

Not included

Fees & charges

Joining fee: ₹1000
Annual / renewal fee: ₹1000
Annual fee waiver: Spend ₹1,20,000 in every card anniversary year and get your annual fee waived off***. Spend ₹10000 in the first 60 days and get your joining fee waived off***.
Add-on card fee: lifetime free
Interest rate: 3.75% per month (45% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 2.5%, min ₹600
Payment dishonour: ₹500
Forex markup: 3.50%
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Duplicate statement: ₹25

View official MITC →

Insurance covers

Air accident

₹50L

₹50 Lakhs

Credit liability

₹10L

Eligibility

Income (salaried): Net Annual Income of >₹7.2 Lakh
Income (self-employed): ₹7.2L/year
Age: 25–55 years

Employment types

SalariedSelf-Employed

Required documents

Recent Passport size photograph (with clear / white background & without dark / tinted glass)
PAN Card
Aadhaar Card (both side)
Voter ID Card issued by election commission of India
Passport
Driving Licence
Job Card issued by NREGA duly signed by an officer of the State Government
Letter issued by the National Population Register containing details of the name & address
Salaried: Bank Statement reflecting salary credit for last 2 months
Self-Employed: Bank Statement (pdf file format) reflecting business transactions for last 3 months