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BOBCARD PREMIER credit card
TravelPremiumVisa

BOBCARD PREMIER

Frequent flyers seeking lounge access and consistent rewards

Annual fee₹1,000Waived on ₹1.2L spend
Rewards2 Reward Points per ₹100 spent on all other categories*
Forex markup3.5%
Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Bank of Baroda. Full disclaimer

Welcome benefits

worth ₹125

500 bonus reward points

Type
Reward Points
Trigger
Spend ₹5,000 within 60 days

Rewards

Base earn rate

2 Reward Points per ₹100 spent on all other categories*

Excludes: Fuel

CategoryRateCap
Travel10 Reward Point/₹100—
International10 Reward Point/₹100—
Dining10 Reward Point/₹100—

    Milestone benefits

    • Threshold —(first 60 days)→ joining fee waiver
    • Threshold —(card anniversary year)→ annual fee waiver

    Lounge access

    Domestic

    4visits / year

    • Max 1 per quarter
    • Requires ₹20,000 prior spend
    BOBCARD Airport Lounge Access Program lounge programme →

    International

    Not included

    Fees & charges

    Joining fee
    ₹1000
    Annual / renewal fee
    ₹1000
    Annual fee waiver
    Spend ₹1,20,000 in every card anniversary year and get your annual fee waived off***. Spend ₹10000 in the first 60 days and get your joining fee waived off***.
    Add-on card fee
    lifetime free
    Interest rate
    3.75% per month (45% p.a.)
    Interest-free period
    50 days
    Cash advance fee
    2.5%, min ₹500
    Overlimit fee
    2.5%, min ₹600
    Payment dishonour
    ₹500
    Forex markup
    3.50%
    Fuel surcharge
    1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
    Duplicate statement
    ₹25
    View official MITC →

    Insurance covers

    Air accident

    ₹50L

    ₹50 Lakhs

    Credit liability

    ₹10L

    Eligibility

    Income (salaried)
    Net Annual Income of >₹7.2 Lakh
    Income (self-employed)
    ₹7.2L/year
    Age
    25–55 years

    Employment types

    SalariedSelf-Employed

    Required documents

    • Recent Passport size photograph (with clear / white background & without dark / tinted glass)
    • PAN Card
    • Aadhaar Card (both side)
    • Voter ID Card issued by election commission of India
    • Passport
    • Driving Licence
    • Job Card issued by NREGA duly signed by an officer of the State Government
    • Letter issued by the National Population Register containing details of the name & address
    • Salaried: Bank Statement reflecting salary credit for last 2 months
    • Self-Employed: Bank Statement (pdf file format) reflecting business transactions for last 3 months

    Features

    ✓ Contactless✓ International usage

    Additional features

    • Smart EMI option
    • Contactless Safe Payments
    • Video KYC application process
    • E-sign using Aadhaar

    No rewards on

    Fuel · Select MCCs

    FAQs

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