Skip to content
OnePaisa — Smart Finance for India
Credit Cards
Snapdeal BOBCARD credit card
ShoppingEntryVisa✦ Snapdeal

Snapdeal BOBCARD

Snapdeal shoppers earn cashback on every purchase

Annual fee₹249
Rewards5%Cashback
Forex markup3.5%
Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Bank of Baroda. Full disclaimer

Welcome benefits

worth ₹500

Snapdeal vouchers worth up to ₹500 on card usage within the first 30 days of issuance and 500 bonus reward points on spends of ₹5000 or more within 60 days of card issuance

Type
Voucher
Trigger
within 30 days
Partner
Snapdeal

Rewards

Base earn rate

4 reward points for every ₹100 spent on other categories

Excludes: Fuel, Select MCCs

CategoryRateCap
Snapdeal Purchases——
Online Shopping & Departmental Stores——

    Fees & charges

    Joining fee
    Just ₹249 joining & annual fee
    Annual / renewal fee
    Just ₹249 joining & annual fee
    Add-on card fee
    Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)
    Interest rate
    3.75% per month (45% p.a.)
    Interest-free period
    50 days
    Cash advance fee
    2.5%, min ₹500
    Overlimit fee
    2.5%, min ₹600
    Payment dishonour
    ₹500
    Forex markup
    3.50%
    Fuel surcharge
    1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
    Duplicate statement
    ₹25
    View official MITC →

    Eligibility

    Income (salaried)
    For Salaried Non BoB Customers Minimum Net Annual Income is ₹3.6 Lakh For Self-employed Non BoB Customers Minimum Net Annual Income is ₹4.8 Lakh For Salaried BoB Customers Minimum Net Annual Income is ₹3 Lakh For Self-employed BoB Customers Minimum Net Annual Income is ₹3.6 Lakh.
    Income (self-employed)
    ₹3.6L/year
    Age
    21–60 years

    Employment types

    SalariedSelf-Employed

    Required documents

    • Recent Passport size photograph (with clear / white background & without dark / tinted glass)
    • PAN Card
    • Aadhaar Card (both side)
    • Voter ID Card issued by election commission of India
    • Passport
    • Driving Licence
    • Job Card issued by NREGA duly signed by an officer of the State Government
    • Letter issued by the National Population Register containing details of the name & address
    • Salaried: Bank Statement reflecting salary credit for last 2 months
    • Self-Employed: Bank Statement (pdf file format) reflecting business transactions for last 3 months

    Features

    ✓ UPI linkage

    Additional features

    • Up to 50 days of interest-free credit from the date of any purchase
    • Revolving credit facility

    No rewards on

    Fuel · Select MCCs · UPI Transactions For Activation Benefit & Bonus Reward Points

    FAQs

    🎯 Not sure this card is right for you?

    Try our Card Finder — get personalized picks in 30 seconds.

    Find My Card →
    Browse all credit cards →