Regalia First Credit Card has no annual fee disclosed and earns 3% on base spends, with no complimentary lounge access. HDFC Regalia Gold Credit Card costs ₹2,500 a year and earns 2.67% on base spends, with 12 domestic lounge visits per year. Use the table below to weigh fees, rewards, lounge access, insurance cover and eligibility side by side.
Use the table above to compare Regalia First Credit Card and HDFC Regalia Gold Credit Cardacross fees, reward depth, travel benefits, insurance cover, eligibility and features. Lowest fees and highest rewards are highlighted ⭐ in each row. Tap "+ Add card" in any empty slot to bring a third or fourth contender into the comparison — useful when you're torn between adjacent cards in the same segment.
