VISA
HDFC BankSolitaire Credit Card
Joining₹500
Annual₹500/yr
Reward3 Reward Points for every ₹150 spent
No longer offered
HDFC Bank is no longer accepting applications for this card.
HDFC BankVISA
Regalia First Credit Card
LifestylePremiumVisa
Regalia First Credit Card
No longer offered
HDFC Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.
Annual fee₹1,000Waived on ₹1.0L spend
RewardsEarn 3 Reward points per 150 spent
Forex markup2.5%2.5% on all foreign currency transactions
Welcome benefits
5,000 Reward Points on spending ₹3 lakh+ annually during each card anniversary
Rewards
Base earn rate
Earn 3 Reward points per 150 spent
Redemption options
Flights hotels:₹0.30 per pointAirmiles:₹0.30 per pointProducts vouchers:₹0.25 per pointCashback:₹0.10 per point
Cashback categories
electricity, telecom, tax payments
- • A maximum of 25,000 reward points can be earned in a calendar month.
- • Redemption fee: ₹99
Milestone benefits
- 5,000 Reward Points on spending ₹3 lakh+ annually during each card anniversary
- 2,500 extra Reward Points on spending ₹6 lakh+ annually during each anniversary
- 7,500 Bonus RP on ₹6 lakh spends per anniversary year
- 5,000 Bonus RP on ₹9 lakh spends per anniversary year
Lounge access
Fees & charges
- Joining fee
- ₹1,000 plus Applicable Taxes
- Annual / renewal fee
- ₹1,000 plus Applicable Taxes per year
- Annual fee waiver
- Waive renewal fees of ₹1,000 on annual spends of minimum ₹1 lakh
- Interest rate
- Infinia, Infinia (Metal Edition), Diners Black Metal Edition, Diners Black, BizBlack Metal Card: 1.99% per month (23.88% p.a.). All other variants: 3.75% per month (45.0% p.a.). w.e.f 1st August 2024.
- Interest-free period
- 50 days
- Cash advance fee
- Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
- Overlimit fee
- 2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
- Payment dishonour
- 2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
- Forex markup
- 2.5% on all foreign currency transactions
- DCC markup
- 2.50%
- Reward redemption
- ₹99 per redemption
Late payment
| Outstanding amount | Late fee |
|---|---|
| ₹0 – ₹100 | ₹0 |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹1,000 | ₹500 |
| ₹1,001 – ₹5,000 | ₹600 |
| ₹5,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹900 |
| ₹25,001 – ₹50,000 | ₹1,100 |
| Above ₹50,001 | ₹1,300 |
Insurance covers
Air accident
₹100L
Accidental air death cover worth Rs. 1 Crore (USD 125,000). Accidental air death cover worth ₹50 lakh
Lost card liability
₹9L
Medical emergency
₹15L
Features
✓ Contactless✓ International usage
Additional features
- Pre-approved loans & cash withdrawal facility
- Hassle-free tax payments via credit card
- Utility Bill Payments via SmartPay with CashBack & vouchers
Card management via MyCards.
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Joining₹2.5K
Annual₹2.5K/yr
Reward1%Assumes 1 RP = ₹0.5 via SmartBuy flight & hotel bookings (issuer's marketed primary redemption path); travel redemption capped at max 70% of booking value and 50,000 RP per calendar month via SmartBuy; other paths lower (catalogue ₹0.35, cashback ₹0.20, airmiles up to 0.5/RP)
No longer offered
HDFC Bank is no longer accepting applications for this card.
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HDFC BankPIXEL Go Credit Card
Joining₹250
Annual₹250/yr
Reward1%
- Cashback: 1%
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