Airport lounge programme
HDFC Bank — HDFC SmartBuy Lounge Program
10 HDFC Bank credit cards carry lounge access via HDFC SmartBuy Lounge Program. Each card below is its own edge — visit counts and spend conditions are shown per card, not assumed shared, because they don't always match even under one network. Most recently verified 29 Jul 2026.
Domestic
Verified 29 Jul 2026source ↗
primary + add-on; unlimited complimentary; Rs.2 transaction fee per visit for Visa cardholders
Verified 29 Jul 2026source ↗
Rs. 1 Lakh or more in a calendar quarter -> 1 voucher: HOI airport lounge access voucher OR Rs.1000 brand voucher (max 1/quarter)
Verified 29 Jul 2026source ↗
Spends of Rs. 60,000 in current calendar quarter to avail lounge access in the next calendar quarter
no lounge vouchers; swipe card at listed lounge; not transferable/non-negotiable
Verified 29 Jul 2026source ↗
Verified 29 Jul 2026source ↗
validated at entry by Rs.2 swipe (reversed); over-quota swipe declined; not transferable
Verified 29 Jul 2026source ↗
validated at entry by nominal-charge swipe; over-quota swipe declined; not transferable
Verified 29 Jul 2026source ↗
Verified 29 Jul 2026source ↗
Spend Rs 50,000 or more in a calendar quarter (Jan-Mar | Apr-Jun | Jul-Sep | Oct-Dec) -> 2 domestic lounge vouchers
voucher non-transferable; usable only by the named person
Verified 29 Jul 2026source ↗
Spend Rs 50,000 or more in a calendar quarter (Jan-Mar | Apr-Jun | Jul-Sep | Oct-Dec) -> 1 domestic lounge voucher
Verified 29 Jul 2026source ↗
Frequently asked questions
Which HDFC Bank cards get lounge access via HDFC SmartBuy Lounge Program?
10 HDFC Bank cards carry HDFC SmartBuy Lounge Program lounge access today — see the table below for each card's own visit count and any spend condition. Terms vary per card even under the same network.