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HDFC Infinia Credit Card

Exclusive ultra-premium card for high-net-worth frequent travelers

Annual fee₹12,500Waived on ₹10.0L spend

RewardsEarn 5 Reward Points on every Rs.150 retail spends including Insurance, Utilities and Education

Forex markup2%Lowest markup fee of 2% on all foreign currency transactions

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Issued by invitation or through your HDFC Bank relationship manager — not open to direct application.

Issued by invitation · not open to direct application

Independent comparison platform. Not affiliated with HDFC Bank. Full disclaimer

Welcome benefits

worth ₹12,500

12,500 Reward Points and complimentary Club Marriott membership for first year

Type: Reward Points And Membership
Trigger: Fee Realization And Card Activation
Partner: Marriott
Validity: 365 days

Rewards

Base earn rate

Earn 5 Reward Points on every ₹150 retail spends including Insurance, Utilities and Education

Excludes: Fuel

Category	Rate	Cap
SmartBuy Portal	—	—

Milestone benefits

Renewal benefit 12,500 Reward Points upon fee realization and card activation

Lounge access

International

Priority Pass

—complimentary visits

Priority Pass lounge programme →

Fees & charges

Joining fee: ₹12,500 plus Applicable Taxes (for cards sourced after October 18, 2021); ₹10,000 plus Applicable Taxes (for cards sourced before October 18, 2021)
Annual / renewal fee: ₹12,500 plus Applicable Taxes (for cards sourced after October 18, 2021); ₹10,000 plus Applicable Taxes (for cards sourced before October 18, 2021)
Annual fee waiver: Spend ₹10 lakh or more in a year before the renewal date to get the renewal fee waived (for cards sourced after October 18, 2021); Spend ₹8 lakh or more in a year before the renewal date to get the renewal fee waived (for cards sourced before October 18, 2021)
Interest-free period: 50 days
Forex markup: Lowest markup fee of 2% on all foreign currency transactions
Fuel surcharge: 1% waiver, on ₹400–₹100000 txns

Insurance covers

Air accident

₹300L

Accidental Air Death cover worth Rs. 3 Crore

Lost card liability

₹0

Travel insurance

₹50L

Medical emergency

₹50L

Credit liability

₹9L

Eligibility

HDFC Bank Infinia Metal Credit Card is offered to select customers by invitation only. The Bank will assess your eligibility and inform you personally if you qualify for the card. Membership to this card is available by invitation only