VISA
HDFC BankSolitaire Credit Card
Joining₹500
Annual₹500/yr
Reward3 Reward Points for every ₹150 spent
No longer offered
HDFC Bank is no longer accepting applications for this card.
FuelEntryVisaRuPay✦ Indian Oil Corporation Ltd
Indian Oil HDFC Bank Credit Card
Annual fee₹500Waived on ₹0.5L spend
RewardsEarn 1 Fuel Point for every ₹150 spent on other purchases, including UPI transactions.
Forex markup3.5%3.5% Mark-Up fee will be applicable on all International / Cross currency transaction
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Independent comparison platform. Not affiliated with HDFC Bank. Full disclaimer
Welcome benefits
worth ₹250₹250 worth of voucher upon card activation and completion of at least one transaction within 37 days from card issuance date
- Type
- Voucher
- Trigger
- within 37 days
Rewards
Base earn rate
Earn 1 Fuel Point for every ₹150 spent on other purchases, including UPI transactions.
Fuel Points
Excludes: Rental, Government
| Category | Details |
|---|---|
| Indianoil outlets | Accelerated 5% Fuel Points on spends at IndianOil outlets, Groceries and Bill payments. (Accelerated 5% Fuel Points benefit will be given only for fuel transactions on IndianOil Retail Outlets.) Accelerated 5% Fuel Points benefit will be given only for non-UPI transactions done at IndianOil Retail Outlets. |
| Groceries | Earn 5% Fuel Points on Groceries & Bill Payments (POS & online; max 100 points/month per category*). |
| Bill payments | Earn 5% Fuel Points on Groceries & Bill Payments (POS & online; max 100 points/month per category*). |
Redemption options
Fuel:₹0.96 per pointCatalogue:₹0.20 per pointCashback:₹0.20 per point
- • Fuel Points are valid for a period of 2 years.
- • Redemption fee: ₹99
Fees & charges
- Joining fee
- ₹500/- plus Applicable Taxes
- Annual / renewal fee
- ₹500/- plus Applicable Taxes
- Annual fee waiver
- Spend ₹50,000 or above in the first year and get a waiver on the renewal membership fee
- Interest rate
- Revolving Credit: Available at a nominal interest rate. (Check Fees and Charges section for more details)
- Interest-free period
- 50 days
- Cash advance fee
- Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
- Overlimit fee
- 2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
- Payment dishonour
- 2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
- Forex markup
- 3.5% Mark-Up fee will be applicable on all International / Cross currency transaction
- DCC markup
- 3.50%
- Rent payment fee
- 1% (w.e.f. Jul 2025)
- Reward redemption
- ₹99 per redemption
- Fuel surcharge
- 1% waiver, max ₹250/cycle
Late payment
| Outstanding amount | Late fee |
|---|---|
| ₹0 – ₹100 | ₹0 |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹1,000 | ₹500 |
| ₹1,001 – ₹5,000 | ₹600 |
| ₹5,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹900 |
| ₹25,001 – ₹50,000 | ₹1,100 |
| Above ₹50,001 | ₹1,300 |
Insurance covers
Fraud liability
Zero Cost Card Liability: Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank's 24-hour Call Centre.
Eligibility
- Income (salaried)
- Net Monthly Income: > ₹12,000 (Salaried), Annual Income: ITR > ₹6 lakh per annum (Self-Employed)
- Income (self-employed)
- ₹6L/year
- Age
- 21–60 years
Employment types
SalariedSelf-Employed
Required documents
- passport
- aadhaar_card
- voter_id
- drivers_license
- pan_card
- passport_size_photos
- utility_bills
- rental_agreement
- bank_statement
- salary_slips
- form_16
- itr
Features
✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage✓ Emergency replacement
Additional features
- PayZapp integration for additional cashback on utility bills and mobile recharges
- Swipe to Pay without OTP on PayZapp
- IndianOil XTRAREWARDS Program membership
- IndianOil ONE app for tracking XRP balance
No rewards on
Rental · Government
Card management via MyCards.
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No longer offered
HDFC Bank is no longer accepting applications for this card.
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