Adani One ICICI Bank Platinum Credit Card credit card

PremiumMidVisa✦ Adani One

Adani One ICICI Bank Platinum Credit Card

Adani ecosystem rewards with quarterly lounge access

Annual fee₹750Waived on ₹3.0L spend

Rewards1 on Domestic Spend

Forex markup3.5%3.5%

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Welcome benefits

worth ₹2,000

Flight vouchers worth ₹2000 on spends of ₹10,000 within 60 days of card activation

Type: Flight Voucher
Trigger: Spend ₹10,000 within 60 days

Rewards

Base earn rate

1 on Domestic Spend

Adani OneApp Rewards

Category	Details
Adani One Ecosystem	3 On Adani One Ecosystem Spend
International Spend	1.5 On International Spend

• Redemption fee: ₹99

Lounge access

Domestic

8visits / year

Max 2 per quarter

View partner lounges →DreamFolks lounge programme →

International

Not included

Fees & charges

Joining fee: ₹750 + GST
Annual / renewal fee: ₹750 + GST
Annual fee waiver: Spend over ₹3 lakh and get your Annual Fee waived off for the following year
Add-on card fee: ₹199
Interest rate: Pay 3.75% interest per month
Interest-free period: 48 days
Cash advance fee: 2.5% of amount, min ₹500
Overlimit fee: 2.5%, min ₹550
Payment dishonour: ₹500
Forex markup: 3.5%
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹4,000/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

View official MITC →

Eligibility

Income (salaried): A salaried individual with a monthly income of ₹20000. Self-employed individual with an annual income of ₹2,40,000
Income (self-employed): ₹2.4L/year
Age: 21+ years

Employment types

SalariedSelf-Employed

Required documents

Identity Proof
Address Proof
Income Proof

Features

✓ International usage

Additional features

Adani One ecosystem integration
Hotel Vouchers
Premium service upgrades

Card management via iMobile.

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