Emirates Emeralde Credit Card

• • Skywards Miles earned are valid for three years from the date of the flight or partner transaction that earned them. After three years, any unused miles will automatically expire.
• • Redemption fee: ₹99

Emirates Gold Tier Membership after a spend of ₹15 lakh (including minimum ₹50,000 on Emirates.com) in the anniversary year. To qualify for an upgrade to Skywards Gold Tier, the Emirates Emeralde Credit Cardholder must: Spend a total of ₹15 lakhs within an anniversary year. Out of this, at least ₹50,000 must be spent on Emirates bookings. Even if these criteria are met early, the upgrade happens only after 12 months from the card issuance date and upon payment of the annual fee for the following year.

Joining fee

₹10,000 + Goods and Services Tax (GST)

Annual / renewal fee

₹10,000 + Goods and Services Tax (GST)

Add-on card fee

₹199

Interest rate

Pay 3.75% interest, per month. If only minimum due is paid Pay 3.75% interest per month

Interest-free period

48 days

Cash advance fee

2.5% of amount, min ₹500

Overlimit fee

2.5%, min ₹550

Payment dishonour

₹500

Forex markup

3.5% on all foreign currency transactions

DCC markup

3.50%

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹400–₹4000 txns, max ₹50,000/cycle

Income (salaried)

A salaried employee with a monthly income of at least ₹2,50,000. Self-employed with an annual income of at least ₹30,00,000

Income (self-employed)

₹30L/year

Age

21+ years

• How can I qualify for Emirates Skywards Gold Tier membership using the ICICI Bank Emirates Emeralde Credit Card?
• Do supplementary cardholders earn Skywards Miles?
• How to avail complimentary international airport lounge access?
• How can I avail discount on Emirates flight bookings using my ICICI Bank Emirates Emeralde Credit Card?
• When will the Skywards Miles be reflected in my Emirates account?
• What if I don't have an Emirates Skywards account before applying for the card?
• What types of spending are excluded from milestone calculations?
• How long are Skywards Miles valid for?
• Can Skywards Miles be redeemed by someone else?