Emirates Sapphiro Credit Card

• • Redemption fee: ₹99

Annual Benefits: Get 5000 Skywards Miles on annual renewal. To retain the Silver Tier status in subsequent years, an annual spend of ₹5 lakh is required.

Joining fee

₹5,000 + GST

Annual / renewal fee

₹5,000 + GST

Annual fee waiver

On ₹5.0L spend

Add-on card fee

₹199

Interest rate

Pay 3.75% interest per month

Interest-free period

48 days

Cash advance fee

ATM withdrawal: Pay 3.75% interest per month

Overlimit fee

2.5%, min ₹550

Payment dishonour

₹500

Forex markup

3.5% on all foreign currency transactions

DCC markup

3.50%

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹400–₹4000 txns, max ₹50,000/cycle

Income (salaried)

A salaried employee with a monthly income of ₹1,50,000. You're self-employed with an annual income of at least ₹18,00,000

Income (self-employed)

₹18L/year

Age

21+ years

• What is the Emirates Sapphiro Credit Card?
• What are the joining and annual benefits of the Emirates Sapphiro Credit Card?
• How to avail complimentary international airport lounge access?
• What type of lounge access is provided?
• How can I avail discount on Emirates flight bookings using my ICICI Bank Emirates Sapphiro Credit Card?
• How are Skywards Miles earned?
• How do I redeem the Skywards Miles?
• How can I maintain the Emirates Silver Tier benefit in the subsequent years?
• Who is this card best suited for?