What are the ways to get an Emirates Rubyx Credit Card?

You can apply online through the ICICI Bank website or by visiting an ICICI Bank branch.

Does Emirates Rubyx Credit Card offer international airport lounge access?

No, the Emirates Rubyx Credit Card offers 1 complimentary domestic lounge visit per quarter. and is available only on a spend of ₹75,000 in the preceding quarter.

How can I avail discount on Emirates flight bookings using my ICICI Bank Emirates Rubyx Credit Card?

To avail upto 10% discount on Emirates flight bookings, please follow the below steps: Visit www.emirates.com or open the Emirates App. Click on 'Book Now'. Enter promo code 'INICI26' before searching for flights. Complete your booking using your Emirates Skywards ICICI Bank Rubyx Credit Card at the time of payment.

How can I redeem the Skywards Miles earned?

You can redeem the miles for flight bookings, upgrades, hotel stays, and more through Emirates and its partners.

What are the entertainment and lifestyle benefits of this card?

You can avail of discounts while dining out in select restaurants and movie ticket bookings.

How is the maximum credit limit for the Emirates Rubyx credit card determined?

The credit limit is determined by the bank and depends on several factors like your credit score, income, and repayment history.

Who is this card best suited for?

You are a frequent Emirates flyer and want to earn Skywards Miles on your spending, but are looking for an affordable credit card with valuable benefits.

TravelEntryVisa✦ Emirates

Emirates Skywards Rubyx Credit Card

Build Emirates miles on everyday spends, skip the fee at ₹3L spend

Annual fee₹1,000Waived on ₹3.0L spend

Rewards1.00%1 Emirates Skywards Mile per ₹100

Forex markup3.5%3.5% on all foreign currency transactions

Apply Now Check Eligibility →

Secure · Free · No spam calls

Welcome benefits

Complimentary Emirates Skywards Blue Tier Membership

Rewards

Base earn rate

Earn Emirates Skyward miles on every ₹100 spend. 1 On International Spend. 1 On Domestic Spend. Your miles will be credited to your Emirates Skywards account at the end of the billing cycle

Emirates Skywards

• Redemption fee: ₹99

Lounge access

Domestic

4visits / year

Max 1 per quarter
Requires ₹75,000 prior spend

View partner lounges →

International

Not included

Fees & charges

Joining fee: ₹1,000 + GST
Annual / renewal fee: ₹1,000 + GST
Annual fee waiver: No, the annual card charges cannot be waived. However, the complimentary Emirates Skywards Blue Tier Membership gets automatically renewed after the annual fee payment.
Add-on card fee: ₹199
Interest rate: Pay 3.75% interest per month. If only minimum due is paid: Pay 3.75% interest per month
Interest-free period: 48 days
Cash advance fee: ATM Withdrawal: Pay 3.75% interest per month
Overlimit fee: 2.5%, min ₹550
Payment dishonour: ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹50,000/cycle

Late payment

For late bill payment: Ranging from ₹100 to ₹1300

View official MITC →

Eligibility

Income (salaried): A salaried individual with a monthly income of ₹75,000. Self-employed individual with an annual income of at ₹9,00,000
Income (self-employed): ₹9L/year
Age: 21+ years

Employment types

SalariedSelf-Employed

Required documents

Identity Proof
Address Proof
Income Proof

Features

✓ International usage

FAQs

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TravelEntryVisa✦ Emirates

Emirates Skywards Rubyx Credit Card

Build Emirates miles on everyday spends, skip the fee at ₹3L spend

Annual fee₹1,000Waived on ₹3.0L spend

Rewards1.00%1 Emirates Skywards Mile per ₹100

Forex markup3.5%3.5% on all foreign currency transactions

Apply Now Check Eligibility →

Secure · Free · No spam calls

Welcome benefits

Complimentary Emirates Skywards Blue Tier Membership

Rewards

Base earn rate

Earn Emirates Skyward miles on every ₹100 spend. 1 On International Spend. 1 On Domestic Spend. Your miles will be credited to your Emirates Skywards account at the end of the billing cycle

Emirates Skywards

• Redemption fee: ₹99

Lounge access

Domestic

4visits / year

Max 1 per quarter
Requires ₹75,000 prior spend

View partner lounges →

International

Not included

Fees & charges

Joining fee: ₹1,000 + GST
Annual / renewal fee: ₹1,000 + GST
Annual fee waiver: No, the annual card charges cannot be waived. However, the complimentary Emirates Skywards Blue Tier Membership gets automatically renewed after the annual fee payment.
Add-on card fee: ₹199
Interest rate: Pay 3.75% interest per month. If only minimum due is paid: Pay 3.75% interest per month
Interest-free period: 48 days
Cash advance fee: ATM Withdrawal: Pay 3.75% interest per month
Overlimit fee: 2.5%, min ₹550
Payment dishonour: ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹50,000/cycle

Late payment

For late bill payment: Ranging from ₹100 to ₹1300

View official MITC →

Eligibility

Income (salaried): A salaried individual with a monthly income of ₹75,000. Self-employed individual with an annual income of at ₹9,00,000
Income (self-employed): ₹9L/year
Age: 21+ years

Employment types

SalariedSelf-Employed

Required documents

Identity Proof
Address Proof
Income Proof

Features

✓ International usage

Emirates Skywards Rubyx Credit Card

Explore related credit cards

Guides and tools

Emirates Skywards Rubyx Credit Card

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