TravelMidMastercardRuPay✦ MakeMyTrip

MakeMyTrip ICICI Bank Credit Card

Travel rewards with fee waivers for annual spenders

Annual fee₹999Waived on ₹3.0L spend

Rewards1 myCash on All Other Retail Spend per ₹100

Forex markup1.0%0.99% on all foreign currency transactions

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Welcome benefits

worth ₹1,000

₹1,000 MakeMyTrip voucher (valid for 1 year) on paying joining fee; ₹1,000 MakeMyTrip hotel voucher (valid for 3 months) on paying annual fee

Type: Voucher
Trigger: Joining Fee Payment
Partner: MakeMyTrip
Validity: 365 days

Rewards

Base earn rate

1 myCash on All Other Retail Spend per ₹100

myCash

Excludes: Rent Payments, Cash Advances, Late Payment Costs, Joining Annual Fees, EMI Transactions, Balance Transfers, Personal Loan Transactions

Redemption options

Booking:₹1 per point

• Unlimited myCash Rewards that never expire
• Redemption fee: ₹99

Lounge access

Domestic

8visits / year

Max 2 per quarter

DreamFolks lounge programme →

International

Priority Pass

1complimentary visits

Priority Pass lounge programme →

Fees & charges

Joining fee: ₹999 + GST
Annual / renewal fee: ₹999 + GST
Annual fee waiver: Spend over ₹3 lakh in one year and get your annual fee waived off for the next year
Add-on card fee: ₹199
Interest rate: Pay 3.75% interest per month
Interest-free period: 48 days
Cash advance fee: 2.5% of amount, min ₹500
Overlimit fee: 2.5%, min ₹550
Payment dishonour: ₹500
Forex markup: 0.99% on all foreign currency transactions
DCC markup: 0.99%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹50,000/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

View official MITC →

Eligibility

Income (salaried): A salaried individual with a monthly income of ₹20,000. Self-employed with an annual income of at least ₹2,40,000
Income (self-employed): ₹2.4L/year
Age: 21+ years

Employment types

SalariedSelf-Employed

Required documents

identity_proof
address_proof
income_proof

Features

✓ International usage✓ Concierge service

Additional features

digilocker_supported
dual_network_mastercard_rupay

No rewards on

Rent Payments · Cash Advances · Late Payment Costs · Joining Annual Fees · EMI Transactions · Balance Transfers · Personal Loan Transactions

Card management via MakeMyTrip app.

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