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Emeralde Private Metal Credit Card

Ultra-premium dining and travel for India's most exclusive spenders

Annual fee₹12,499Waived on ₹10.0L spend

RewardsEarn 6 Points on every ₹200 spend on Retail Spend

Forex markup2%2.0% on all foreign currency transactions

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Issued by invitation or through your ICICI Bank relationship manager — not open to direct application.

Issued by invitation · not open to direct application

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Welcome benefits

Taj Epicure Plus Membership, EazyDiner Prime Membership and 12,500 Reward Points

Type: Membership+Points
Trigger: within 45 days
Partner: Taj Epicure, EazyDiner

Rewards

Base earn rate

Earn 6 Points on every ₹200 spend on Retail Spend

ICICI Bank Rewards

Milestone benefits

Get 2 EaseMyTrip vouchers on annual spends of ₹8 lakhAnnual

Lounge access

International

Priority Pass

—complimentary visits

Priority Pass lounge programme →

Fees & charges

Joining fee: ₹12,499 + GST
Annual / renewal fee: ₹12,499 + GST
Annual fee waiver: Spend over ₹10 lakh and get your annual fee waived for the next year
Add-on card fee: ₹3,500
Interest rate: Pay 3.75% interest per month
Interest-free period: 48 days
Cash advance fee: Nil (no cash advance fee on this card)
Overlimit fee: 2.5%, min ₹550
Payment dishonour: ₹500
Forex markup: 2.0% on all foreign currency transactions
DCC markup: 2%
Reward redemption: ₹0 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹1,00,000/cycle

Late payment

No late payment charges on this card

View official MITC →

Insurance covers

Air accident

₹300L

Get an Air Accident Insurance cover up to ₹3 crore. The primary Cardholder is entitled to Air Accident Insurance coverage of ₹3 crore. This benefit applies only when the Card has been used at least once in the 60 days prior to the event. Note that the insurance covers international travel only, provided that the tickets were purchased using the Credit Card. Supplementary Cardholders are not eligible for this insurance coverage.

Fraud liability

Cardholders are protected against fraudulent transactions with Counterfeit Card Liability, ensuring coverage against unauthorised usage. Additionally, the Card provides an Account Takeover Cover, which safeguards you in case your personal information is accessed or misused by a third party without your consent.

Eligibility

Age: 21–65 years

Required documents

Proof of identity
Proof of address
Income Proof

Features

✓ Chip & PIN✓ International usage✓ Concierge service

Additional features

Metal card
Embedded microchip security
Priority Pass membership
Golftripz membership
Emergency auto assistance
Medical concierge support

Card management via iMobile.

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Joining₹6.5K

Annual₹3.5K/yr

Reward2 Reward Points on every ₹100 spend on Domestic Spend

CreditSuper-premium

2 international lounge visits per year
4 complimentary golf rounds/year
2 domestic lounge visits per quarter, on ₹75,000 spend in the previous calendar quarter

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