MakeMyTrip Platinum Credit Card

Travel rewards without the annual fee burden

Annual feeSee fee details

RewardsEarn 1 point on every ₹200 spend on Domestic transactions

Forex markup3.5%3.5%

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with ICICI Bank. Full disclaimer

Welcome benefits

MakeMyTrip holiday voucher and ₹500 myCash

Type: Voucher
Partner: MakeMyTrip

Rewards

Base earn rate

Earn 1 point on every ₹200 spend on Domestic transactions

myCash

Category	Details
Hotel bookings	Earn 3 Points on every ₹200 spend On Hotel Booking
Flight bookings	Earn 2 Points on every ₹200 spend On Flight Booking

• Redemption fee: ₹99

Milestone benefits

Get 1,000 myCash on spends of ₹2.5 lakh
Get 1,000 myCash on spends of ₹50,000 on the MakeMyTrip platform

Lounge access

Domestic

4visits / year

Max 1 per quarter
Requires ₹75,000 prior spend

DreamFolks lounge programme →

International

Not included

Railway lounge access — Included

Get 4 complimentary railway lounge access annually. Enjoy 1 complimentary railway lounge access in a quarter to participating lounges in India. Please note that the railway lounge access benefit is available only for primary Cardholders. Upgrade your travel experience with complimentary access to railway with your MakeMyTrip ICICI Bank Platinum Credit Card. Get 1 complimentary access to select railway lounges in India every quarter. Simply present MakeMyTrip ICICI Bank Platinum Credit Card to enjoy the privileges. Over and above the permitted number of complimentary access, each subsequent access will be charged as per rates laid out by each lounge service provider. The access to railway lounges will be applicable only for primary cardholders.

Fees & charges

Joining fee: ₹500 + GST
Annual / renewal fee: Annual Fee- Nil
Add-on card fee: ₹199
Interest rate: Pay 3.75% interest per month
Interest-free period: 48 days
Cash advance fee: 2.5% of amount, min ₹500
Overlimit fee: 2.5%, min ₹550
Payment dishonour: ₹500
Forex markup: 3.5%
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹50,000/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

View official MITC →

Insurance covers

Fraud liability

Cardholders are protected against fraudulent transactions with Counterfeit Card Liability, ensuring coverage against unauthorised usage. Additionally, the Card provides an Account Takeover Cover, which safeguards you in case your personal information is accessed or misused by a third party without your consent.

Eligibility

Income (salaried): A salaried individual with a monthly income of ₹20,000. Self-employed with an annual income of at least ₹20,000
Income (self-employed): ₹20,000/year
Age: 21+ years

Employment types

SalariedSelf-Employed

Required documents

proof of identity
proof of address
Income Proof

Features

✓ Chip & PIN

Additional features

The Credit Card comes with an embedded microchip that provides enhanced security against counterfeiting and duplication. For transactions at merchant outlets, customers must enter a Personal Identification Number (PIN) to complete the payment. However, this PIN is not required for online transactions.

Card management via iMobile.