ICICI Emeralde Credit Card
- Unlimited domestic + international airport lounge access
- Golf: unlimited rounds at top courses
- Complimentary Taj Epicure membership
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Travel rewards without the annual fee burden
MMTBLACK Platinum Tier Membership and MakeMyTrip Holiday Voucher up to ₹2,500
Base earn rate
Earn 1.25 MyCash on every ₹100 spend on Domestic transactions
MyCash
| Category | Rate | Cap |
|---|---|---|
| Hotel Bookings | 4 MyCash/₹100 | — |
| Flight Bookings | 2 MyCash/₹100 | — |
Get 1,100 myCash on spend of ₹2.5 lakh and 4,000 myCash on spend of ₹5 lakh
Domestic
8visits / year
International
Priority Pass1complimentary visits
Railway lounge access — Included
Get 1 complimentary Railway Lounge Access quarterly. Upgrade your travel experience with complimentary access to railway lounges with your MakeMyTrip ICICI Bank Signature Credit Card. Get 1 complimentary access to select railway lounges in India every quarter. Simply present MakeMyTrip ICICI Bank Signature Credit Card to enjoy the privileges. The access to railway lounges will be applicable only for primary cardholders.
Late payment
Ranging from ₹100 to ₹1300
Fraud liability
Cardholders are protected against fraudulent transactions with Counterfeit Card Liability, ensuring coverage against unauthorised usage. Additionally, the Card provides an Account Takeover Cover, which safeguards you in case your personal information is accessed or misused by a third party without your consent.
Employment types
Required documents
Additional features
Card management via iMobile.
Remaining 65% of spend earns the 1.25% base rate.
Rewards / year
₹11,475
≈ 1.91% effective
Annual fee
₹0
no published waiver
Net steady-state return
+₹11,475/year
Strong fit at this spend
At ₹50,000/month, rewards outrun the fee by ₹11,475 a year.
One-time joining fee (year 1 only): ₹2,500
One-time welcome benefit: ~₹2,500 — MMTBLACK Platinum Tier Membership + MakeMyTrip Holiday Voucher up to ₹2,500; voucher value is 'up to' (not unconditional face value); membership is unvaluable
Based on published rates as of 2026-08-07; assumes 1 My Cash = ₹1, redeemable on the MakeMyTrip platform against bookings; per issuer T&C 'For the purposes of the MakeMyTrip ICICI Bank Credit Cards Programme, My Cash = Rs 1'. Rewards estimates, not guarantees.
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