What is the annual fee for Club Vistara Explorer Credit Card?

The annual fee is ₹10,000 after the first year. The joining fee is ₹40,000, but you receive a complimentary Business Class ticket voucher and ₹25,000 in IndusInd gift vouchers as welcome benefits.

How to apply for Club Vistara Explorer Credit Card?

This is an invite-only card, so you cannot directly apply. IndusInd Bank extends invitations to select customers based on their banking profile and eligibility. Check with your relationship manager at IndusInd Bank for an invitation.

What rewards does Club Vistara Explorer Credit Card offer?

You earn 2% Club Vistara Points on every purchase. These points can be redeemed for flights, seat upgrades, and other Vistara benefits. The welcome offer includes a complimentary Business Class ticket voucher and ₹25,000 in gift vouchers.

What are the eligibility criteria for Club Vistara Explorer Credit Card?

Specific eligibility criteria are not publicly disclosed since this is an invite-only card. IndusInd Bank selects customers based on internal criteria. Contact IndusInd Bank directly for details on invitation eligibility.

Does Club Vistara Explorer Credit Card offer airport lounge access?

Yes, the card includes 4 complimentary domestic lounge visits per year and Priority Pass membership for lounge access across multiple networks. This complements your Club Vistara Gold membership benefit.

Is Club Vistara Explorer Credit Card worth it?

It's ideal if you're a frequent Vistara flyer and Club Vistara member seeking premium cabin upgrades and lounge benefits. The ₹40,000 joining fee is justified by the Business Class voucher and ₹25,000 gift vouchers, but the ₹10,000 annual fee requires sustained travel spend to break even through points accumulation.

Credit Cards

TravelSuper-premiumVisa✦ Club Vistara

Club Vistara Explorer Credit Card

Elite travel card for Vistara loyalists seeking premium cabin upgrades

Annual fee₹10,000

Rewards1.00%2 Club Vistara Point per ₹200

Forex markup1.8%1.8 % Foreign Currency Mark-up on your international spends ( effective 4th Nov 2024)

No longer offered

IndusInd Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Not open to new applicants · kept here for reference

Independent comparison platform. Not affiliated with IndusInd Bank. Full disclaimer

Welcome benefits

worth ₹25,000

Complimentary Club Vistara Gold membership (first year), Complimentary Business Class Ticket voucher from Vistara, Gift Vouchers worth ₹25,000 from IndusInd Bank

Type: Voucher
Trigger: Joining Fee Payment
Partner: Vouchagram

Rewards

Base earn rate

All other spends: 2 Club Vistara Points per ₹200 spent

Club Vistara

Category	Rate	Cap
Vistara Website/App	—	—
Hotel, Airline, Travel	—	—
Utility, Insurance, Government Payment, Fuel	—	—

• Redemption fee: ₹100

Milestone benefits

Threshold —→ 1 Business Class ticket voucher from Vistara
Threshold —→ 1 Business Class ticket voucher from Vistara
Threshold —→ 1 Business Class ticket voucher from Vistara
Threshold —→ 1 Business Class ticket voucher from Vistara
Threshold —→ 1 Business Class ticket voucher from Vistara

Lounge access

Domestic

4visits / year

Max 1 per quarter

International

Priority Pass

4complimentary visits

Membership value USD 198

Fees & charges

Joining fee: ₹40,000
Annual / renewal fee: ₹10,000
Interest rate: 2.85% per month (34% p.a.)
Interest-free period: 50 days
Cash advance fee: No Cash Advancement/Withdrawal charges - Enjoy free cash advancement/withdrawal facility
Overlimit fee: No Late Payment Fee, No Over Limit Fee - Do not worry about missed payments or going above your credit limit as your Club Vistara IndusInd Bank Explorer credit card provides no late payment fees and over limit charges.
Payment dishonour: ₹250
Forex markup: 1.8 % Foreign Currency Mark-up on your international spends ( effective 4th Nov 2024)
DCC markup: 1%
Reward redemption: ₹100 per redemption
Fuel surcharge: 1% waiver

Late payment

No Late Payment Fee, No Over Limit Fee - Do not worry about missed payments or going above your credit limit as your Club Vistara IndusInd Bank Explorer credit card provides no late payment fees and over limit charges.

View official MITC →

Insurance covers

Fraud liability

Our main aim is to make cashless transactions safe and secure for all our customers. Hence, we have introduced 'Total Protect' - a first-of-its-kind programme that covers you for an amount equal to the credit limit on your card and is also available on add-on cards. Total Protect covers you for the following: Unauthorised transactions in case of loss/theft of card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your card. Counterfeit fraud: There is a possibility of your card or card details to be stolen and misused to produce counterfeit cards. We offer you insurance to protect you against such incidents.

Baggage loss

₹1L

Eligibility

Note : - Applicable only to select customers who have received communication from the Bank.

Features

✓ Contactless✓ Chip & PIN✓ International usage✓ Concierge service

Additional features

Auto Assist - roadside assistance for vehicle emergencies available in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata
Travel Plus Programme enrollment available for Rs 5,000 per annum