Kotak Biz Edge Credit Card

• • All the reward points earned are valid for 36 months only. The points will expire post this duration.
• • Minimum redemption: 500 points

Joining fee

₹ 999 /-

Annual / renewal fee

₹ 999 /-

Annual fee waiver

Waived off on spend of ₹ 2 lakh within 12 month

Add-on card fee

NA

Interest rate

3.75% per month (45% per year)

Interest-free period

55 days

Cash advance fee

Not Allowed

Overlimit fee

Not Allowed

Payment dishonour

₹500

Forex markup

3.50% on international transactions

DCC markup

3.50%

Fuel surcharge

1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

One can qualify for Kotak BizEdge Credit card, if they have a relationship value of more than 10 Lakh with the bank.

Card management via Kotak Mobile Bank App.

• Who can become a BizEdge Credit Card customer?
• What's the redemption value of reward points?
• Are there any categories where do we not earn reward points?
• Do I earn reward points on foreign transactions?
• Is there a cap on reward points?
• What is the validity period for the reward points?
• How do I redeem my points through Kotak Unbox?
• What are the top brands available on Nuclei?
• What is the annual fee and joining fee on the Card?
• Is there a fee waiver with this card?
• How can I activate my Card?
• What are the charges for Forex transactions?
• Is there a fuel surcharge waiver?
• Are there charges on reward point redemption?
• Can I withdraw cash from an ATM using this card?
• Is there an option for an add-on card?