LifestyleMidVisa✦ PVR INOX

PVR Kotak Gold Credit Card

Annual fee₹499First-year waiver

Rewards—

Forex markup3.5%

No longer offered

Kotak Mahindra Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Not open to new applicants · kept here for reference

Independent comparison platform. Not affiliated with Kotak Mahindra Bank. Full disclaimer

Welcome benefits

worth ₹499

No Joining Fee for the first year

Type: Fee Waiver

Rewards

Milestone benefits

SWIPING WAS NEVER THIS ENTERTAINING! Get 1 PVR INOX movie ticket* worth Rs. 400 every month when you spend ₹ 10,000 and above in a monthly billing cycle Get 2 PVR INOX movie tickets* worth Rs. 400 every month when you spend ₹ 15,000 and above in a monthly billing cycle Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets. Available for ANY TIME , ANY DAY , ANY SHOW *Spends done on the mentioned categories will not be considered while calculating Milestone benefits on the card in lieu of movie tickets: Utility Education Wallet Load Rent Online Based Skill Gaming

Fees & charges

Joining fee: No Joining Fee for the first year
Annual / renewal fee: ₹ 499
Annual fee waiver: NA
Add-on card fee: ₹299
Interest rate: 3.75% per month (45% p.a.)
Interest-free period: 48 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 0%, min ₹500
Payment dishonour: ₹500
Forex markup: 3.50%
DCC markup: 3.50%
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300