Platinum Delight Credit Card

• • Redemption fee: ₹99

Earn 1,000 bonus reward points on swiping your card 5 times for transactions worth INR 1,000 or more in a calendar month. Reward points earned will be credited to your account within 45 days from the date of crossing above-mentioned threshold. Redeem your reward points at rbirewards.rbl.bank.in. For more details, refer to rbirewards.rbl.bank.in/tnc W.e.f. October 15, 2024, Additional monthly bonus reward points benefit on achieving the monthly spend criteria will not be included on purchases/spends for select merchant categories: Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet/Service Providers, Government Services, Contracted Services, Cash, Miscellaneous & Bills2Pay.

Joining fee

₹1,000 + GST

Annual / renewal fee

₹1,000 + GST

Annual fee waiver

Avail annual fee waiver by making purchases worth ₹2 lakhs or more in a membership year.

Add-on card fee

₹200

Interest rate

3.99% per month (47.88% p.a.)

Interest-free period

50 days

Cash advance fee

2.5%, min ₹500

Overlimit fee

0%

Payment dishonour

₹500

Forex markup

3.50%

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹10000–₹4000 txns, max ₹3,000/cycle

Card management via RBL MyCard App.