RBL Titanium Delight Credit Card

Flat rewards for everyday spenders

Annual fee₹750Waived on ₹1.5L spend

RewardsEarn 1 reward points for every INR 100 spent on your purchases*.

Forex markup3.5%

No longer offered

RBL Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Not open to new applicants · kept here for reference

Independent comparison platform. Not affiliated with RBL Bank. Full disclaimer

Welcome benefits

worth ₹1,000

₹1,000 Voucher from a Host of Brands

Type: Voucher

Rewards

Base earn rate

Earn 1 reward points for every ₹100 spent on your purchases*.

Excludes: Fuel & Auto, Utilities, Insurance, Railways, Real Estate/Rental, Wallet/Service Providers, Miscellaneous, Quasi-Cash, Education, Government Services, Contracted Services, Cash, Bills2Pay

Category	Rate	Cap
Pizza (Domino'S/Pizza Hut) On Wednesdays	—	—
Grocery Shopping On Wednesdays	—	—

• Redemption fee: ₹99

Milestone benefits

Make purchases of INR 1.5 lakhs or more in a membership year and get 4,000 reward points. Reward points earned will be credited to your account within 45 days from the date of crossing above-mentioned threshold. Redeem your reward points at rbirewards.rbl.bank.in. For more details, refer to rbirewards.rbl.bank.in/tnc. W.e.f. October 15, 2024, Additional bonus reward points benefit on achieving an annual spends will not be included on purchases/spends for select merchant categories: Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet/Service Providers, Government Services, Contracted Services, Cash, Miscellaneous, Bills2Pay and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App), fees (if any), charges & GST.

Fees & charges

Joining fee: ₹750 + GST
Annual / renewal fee: ₹750 + GST
Annual fee waiver: Avail annual fee waiver by making purchases worth ₹1.5 lakhs or more in a membership year. W.e.f. October 15, 2024, waiver of annual fees on achieving the annual spends will not include purchases made on select merchant categories: Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet/Service Providers, Government Services, Contracted Services, Cash, Miscellaneous & Bills2Pay and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App), fees (if any), charges & GST.
Add-on card fee: ₹200
Interest rate: 3.99% per month (47.88% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 0%
Payment dishonour: ₹500
Forex markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹10000–₹4000 txns, max ₹3,000/cycle

Late payment

12.5% of Total Outstanding Amount, ranges ₹5 – ₹1,300

Eligibility

Salaried: minimum ₹25,000/month income. Self-employed: ₹6,00,000/year ITR. Age 21–65. CIBIL 700+.

Features

No rewards on

Fuel & Auto (0032,2541,4001,5542,5541,5172) · Utilities (4900) · Insurance (6300,6310) · Quasi-Cash (6050, 6051, 4829) · Railways (0066, 4011, 4112) · Real Estate/Rental (6513) · Education (8220,8244, 8249, 8211, 8241, 8299) · Wallet/Service Providers (6540) · Government Services (9400,1490, 2490, 2995, 7800, 9406, 9222, 9405, 9399, 9211, 9402, 9401, 9311, 9223) · Contracted Services (1711, 1740, 0763, 1520, 0742, 1761, 1799, 1750, 1731, 1771, 0780) · Cash (6011, 6010) · Miscellaneous (5960) · Bills2Pay

Card management via RBL MyCard App.