Sum insured₹10 L – ₹1 Cr
CSR—
Network hosp.7K+
PlanIndividual
- Zero co-payment at any age
- No room rent cap (any room category)
- 100% restoration of sum insured
Covers: Self + spouse (2 adults 18+), Up to 4 dependent children (3 months–25 years)
New India Assurance
New India Mediclaim Policy
Sum insured
₹1 L – ₹15 L
10K+Network
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Key features
- Public-sector PSU insurer (Govt. of India)
- Sum insured options from ₹1L to ₹15L
- 139 daycare procedures covered
- Maternity cover available at SI ≥ ₹5L (up to 10% of average SI)
- AYUSH treatment covered
- Pre and post-hospitalisation expenses covered
- Cumulative bonus 25%/year up to 50% cap
- Newborn baby cover
- Organ donor expenses
- Ambulance cover
- Annual health check-ups
- Lifetime renewability
What’s included
- In-patient hospitalisation
- Pre-hospitalisation expenses
- Post-hospitalisation expenses
- 139 daycare procedures
- Maternity (SI ≥ ₹5L)
- Newborn baby cover
- Organ donor expenses
- AYUSH treatment
- Ambulance charges
- Daily hospital cash
- Annual health check-up
- Cataract treatment
- COVID-19 hospitalisation
What’s excluded
- War, riot, nuclear injuries
- Intentional self-injury / suicide attempts
- AIDS and HIV-related illness
- Miscarriage / voluntary abortion
- Congenital external diseases
- Infertility and IVF treatment
- Adventure / hazardous sports injuries
- Cosmetic / aesthetic surgery
Eligibility
- Min age
- 18 years
- Max age
- 65 years
- Max entry age
- 65 years
- Covers
- Self, Spouse, Dependent children (3 months–25 years), Parents
- Policy term
- 1 year
- Initial waiting
- 30 days (except accidents)
- Co-payment
- Nil
- Room rent
- Covered across SI options (single/private/AC rooms)
- No-claim bonus
- Cumulative bonus 25% per claim-free year, up to 50% of SI
Similar plans
Aditya Birla Health
Aditya Birla Activ Health Platinum
Sum insured₹5 L – ₹20 Cr
CSR—
Network hosp.13K+
PlanIndividual
- Day-1 cover for 7 listed chronic conditions (incl. hypertension, diabetes, asthma) under Chronic Management Programme
- Super Reload — 100% restoration of SI, unlimited times per policy year, for related and unrelated illnesses
- Super Credit (optional) — 100% SI increase every year regardless of claims, capped at 500% / ₹3 Cr
Covers: Self, Spouse, Children, Parents, Parents-in-law, Siblings, Grandparents, Extended family
Bajaj General Insurance
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CSR—
Network hosp.8K+
PlanIndividual
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- In-patient hospitalisation
- Pre-hospitalisation (60 days)
Covers: Self, Spouse, Dependent children, Parents, Parents-in-law, Siblings (limited)
Care Health
Care Supreme
Sum insured₹5 L – ₹6 Cr
CSR—
Network hosp.10K+
PlanIndividual
- Unlimited restoration of sum insured
- Sum insured up to ₹6 Crore
- No claim bonus up to 150%
Covers: Self, Spouse, Children, Parents