Sum insured₹10 L – ₹1 Cr
CSR—
Network hosp.7K+
PlanIndividual
- Zero co-payment at any age
- No room rent cap (any room category)
- 100% restoration of sum insured
Covers: Self + spouse (2 adults 18+), Up to 4 dependent children (3 months–25 years)
Star Health
Star Comprehensive Health
Sum insured
₹5 L – ₹1 Cr
14K+Network
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Key features
- No pre-acceptance medical screening required
- 100% automatic restoration of sum insured (once/year)
- Maternity cover included (normal ₹15K, C-section ₹20K)
- OPD cover for consultations, dental & ophthalmic treatments
- Air ambulance cover up to ₹5L
- AYUSH treatments (Ayurveda, Unani, Siddha, Homeopathy)
- Hospital cash benefit: ₹1,000/day up to 7 days per event
- Bariatric surgery coverage
- Second medical opinion benefit
- Wellness program with premium discounts
- Midterm inclusion of newly married spouse or newborn
- Organ donor expenses covered
- Domiciliary treatment covered
- Modern treatments covered (with Extra Protect add-on)
What’s included
- Inpatient hospitalization (room, nursing, surgeon, medicines, ICU)
- Pre-hospitalization (60 days before admission)
- Post-hospitalization (90 days after discharge)
- Day care procedures (all procedures)
- Ambulance charges (road)
- Organ donor expenses
- AYUSH treatments
- Domiciliary hospitalization
- OPD consultations
- Dental treatment (OPD)
- Ophthalmic treatment (OPD)
- Maternity (normal & C-section, after 24-month wait)
- Newborn baby cover (from Day 1)
- Bariatric surgery
- Health check-up (claim-free years)
- Hospital daily cash
- Air ambulance
- Second medical opinion
- Accidental death & permanent total disability cover
What’s excluded
- Cosmetic or aesthetic treatments
- Weight management programs (except bariatric surgery)
- Self-inflicted injuries
- War, riot, nuclear contamination
- Dental treatments requiring hospitalization (first year)
- Spectacles, contact lenses, hearing aids
- Fertility treatments, assisted reproduction
- Change of sex treatments
- External congenital diseases
- Non-medical items/consumables (unless add-on purchased)
Eligibility
- Min age
- 0 years
- Max age
- 65 years
- Max entry age
- 65 years
- Covers
- Self, Spouse, Dependent Children, Parents, Parents-in-law
- Policy term
- 1 year (lifelong renewal)
- PED waiting period
- 36 months (12 months with PED Buyback add-on)
- Initial waiting
- 30 days
- Co-payment
- Nil (no co-payment for standard plans)
- Room rent
- Single private room (proportionate deduction if exceeded)
- No-claim bonus
- 25% cumulative bonus per claim-free year, up to 100%
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Sum insured₹5 L – ₹20 Cr
CSR—
Network hosp.13K+
PlanIndividual
- Day-1 cover for 7 listed chronic conditions (incl. hypertension, diabetes, asthma) under Chronic Management Programme
- Super Reload — 100% restoration of SI, unlimited times per policy year, for related and unrelated illnesses
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Bajaj General Insurance
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CSR—
Network hosp.8K+
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- In-patient hospitalisation
- Pre-hospitalisation (60 days)
Covers: Self, Spouse, Dependent children, Parents, Parents-in-law, Siblings (limited)
Care Health
Care Supreme
Sum insured₹5 L – ₹6 Cr
CSR—
Network hosp.10K+
PlanIndividual
- Unlimited restoration of sum insured
- Sum insured up to ₹6 Crore
- No claim bonus up to 150%
Covers: Self, Spouse, Children, Parents