Sum insured₹10 L – ₹1 Cr
CSR—
Network hosp.7K+
PlanIndividual
- Zero co-payment at any age
- No room rent cap (any room category)
- 100% restoration of sum insured
Covers: Self + spouse (2 adults 18+), Up to 4 dependent children (3 months–25 years)
Tata AIG
Tata AIG MediCare
Sum insured
₹3 L – ₹1 Cr
7K+Network
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Key features
- Three variants: Protect, MediCare, Premier
- In-patient hospitalisation cover
- Pre-hospitalisation (60 days)
- Post-hospitalisation (90 days)
- Day-care procedures
- Domiciliary treatment
- AYUSH in-patient treatment
- Organ donor expenses
- Cumulative bonus on claim-free renewal
- Restore benefit (Premier variant)
- Global cover (Premier variant, conditions apply)
- Lifelong renewability
What’s included
- Hospitalisation room, boarding, nursing
- ICU charges
- Pre-hospitalisation (60 days)
- Post-hospitalisation (90 days)
- Day-care procedures
- Domiciliary hospitalisation
- Road ambulance
- AYUSH in-patient treatment
- Organ donor expenses
- Modern treatments per IRDAI 2019 circular
- Mental illness hospitalisation
What’s excluded
- Pre-existing diseases during waiting period
- Cosmetic / aesthetic procedures
- Self-inflicted injury
- Substance abuse
- War and nuclear perils
- Adventure / hazardous sports (unless declared)
- Treatment outside India (unless variant permits)
Eligibility
- Min age
- 18 years
- Max age
- 65 years
- Max entry age
- 65 years
- Covers
- Self, Spouse, Dependent children, Parents, Parents-in-law
- Policy term
- 1/2/3 years (lifelong renewability)
- PED waiting period
- 3 years
- Initial waiting
- 30 days (except accidents)
- Co-payment
- Nil
- Room rent
- Single AC private
- No-claim bonus
- Up to 100%
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