State Bank of India
SBI Business Loan
- Mudra loans available
- Collateral-free up to ₹2Cr
CIBIL: 700+ · Self-employed · Professional

OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (3.5%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Small businesses wanting NBFC speed (48-hour disbursal) and Flexi-loan interest-only EMIs.
For a ₹10 L loan over 4 yrs at 14.00% — your best-case scenario.
You repay ₹13,46,671 for ₹10,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
India’s largest NBFC by book size. Pre-approved personal loans with 15-minute disbursal, flexible EMI options.
Visit Bajaj Finance websiteSee how Bajaj Financecompares on rate, fees & eligibility.
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Protect the business
Key-person term life insurance keeps the business and the loan EMIs running if the founder is unavailable.
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