Axis Bank
Axis Bank Education Loan
Rate from7.45%
Max amount₹75 L
EMI/L · 7y₹1,531
Disbursal10-15 business days
- Covers niche and unconventional courses
- Gap-year funding
CIBIL: 0+ · Student
OTP-verified soft check · won’t affect your credit score · DPDP-consented
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Your actual rate depends on your credit profile, income, and employer category.
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✨ interest + processing fee
✓ Best for
Rate-optimising students — lowest starting rate plus Vidyalakshmi interest subsidy access.
For a ₹10 L loan over 7 yrs at 8.45% — your best-case scenario.
You repay ₹13,28,154 for ₹10,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Public-sector bank with presence in 20+ countries. Lowest-rate home loans among PSU banks, starting 8.40%.
Visit Bank of Baroda websiteSee how Bank of Barodacompares on rate, fees & eligibility.
Axis Bank
CIBIL: 0+ · Student
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CIBIL: 650+ · Student
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CIBIL: 700+ · Student
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CIBIL: 0+ · Student
Cover the education loan
Term life insurance ensures the education loan never becomes a burden on your family — pick a sum assured covering the loan plus living expenses.
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