OTP-verified soft check · won’t affect your credit score · DPDP-consented
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Your actual rate depends on your credit profile, income, and employer category.
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Total interest
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✨ interest + processing fee
✓ Best for
Rate-optimisers and first-time buyers — lowest headline rate plus PMAY subsidy eligibility.
For a ₹30 L loan over 20 yrs at 8.40% — your best-case scenario.
You repay ₹62,10,332 for ₹30,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Public-sector bank with presence in 20+ countries. Lowest-rate home loans among PSU banks, starting 8.40%.
Visit Bank of Baroda websiteSee how Bank of Barodacompares on rate, fees & eligibility.
State Bank of India
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Kotak Mahindra Bank
Min salary: ₹25K · CIBIL: 720+ · Salaried · Self-employed · Professional
HDFC Bank
Min salary: ₹25K · CIBIL: 750+ · Salaried · Self-employed · Professional
Axis Bank
Min salary: ₹25K · CIBIL: 720+ · Salaried · Self-employed · Professional
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