Fullerton India Personal Loan
Fullerton India (SMFG India Credit) Personal Loan — designed for Tier 2/3 applicants and CIBIL scores from 650 up.
Documents required
- PAN Card
- Aadhaar Card
- 3 months salary slips
- 6 months bank statement
- Address proof
As published by Fullerton India. Your branch may ask for more.
Best for: Tier 2/3 city applicants or those with CIBIL 650–700 who need door-step service.
Eligibility
Loan terms
- Lower income requirements
- Accepts CIBIL 650+
- Available in Tier 2/3 cities
- Doorstep service
Fees & charges
FAQ
Lenders price on your credit score, income, employer category and tenure. A score above 750 typically unlocks the lower end of each range shown. The exact rate is confirmed by the lender at underwriting.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.
Most lenders allow prepayment after a few EMIs. Charges vary by lender and are shown in the fees section; RBI caps foreclosure charges on floating-rate loans to individuals.