OTP-verified soft check · won’t affect your credit score · DPDP-consented
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Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (6%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Tier 2/3 city applicants or those with CIBIL 650–700 who need door-step service.
For a ₹5 L loan over 3 yrs at 11.99% — your best-case scenario.
You repay ₹6,27,772 for ₹5,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Rebranded as SMFG India Credit in 2023. Unsecured personal and business loans across 700+ branches.
Visit Fullerton India websiteSee how Fullerton Indiacompares on rate, fees & eligibility.
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Secure your family
Term life insurance pays off your loans and supports your family if anything happens to you — premiums start from ₹5,000/year.
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