Axis Bank
Axis Bank Education Loan
Rate from7.45%
Max amount₹75 L
EMI/L · 7y₹1,531
Disbursal10-15 business days
- Covers niche and unconventional courses
- Gap-year funding
CIBIL: 0+ · Student
OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (1.25%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
STEM/MBA students at top US/UK/Canada/Australia universities needing fast pre-visa sanction without collateral up to ₹45L.
⚠ Not ideal for
Domestic Indian programs — Credila is overseas-focused; SBI Scholar / Avanse handle India loans better.
For a ₹10 L loan over 7 yrs at 9.75% — your best-case scenario.
You repay ₹13,96,173 for ₹10,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
India’s first education-loan-focused NBFC (now Credila Financial Services after Baring/ChrysCapital buyout). Secured loans from 9.75%, unsecured from 10.75%; up to ₹45L unsecured for overseas study.
Visit HDFC Credila websiteSee how HDFC Credilacompares on rate, fees & eligibility.
Axis Bank
CIBIL: 0+ · Student
State Bank of India
CIBIL: 650+ · Student
Bank of Baroda
CIBIL: 700+ · Student
Punjab National Bank
CIBIL: 700+ · Student
Cover the education loan
Term life insurance ensures the education loan never becomes a burden on your family — pick a sum assured covering the loan plus living expenses.
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