State Bank of India
SBI Business Loan
Rate from8.00%
Max amount₹50 L
EMI/L · 4y₹2,441
Disbursal7-15 business days
- Mudra loans available
- Collateral-free up to ₹2Cr
CIBIL: 700+ · Self-employed · Professional
OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (2%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Existing ICICI current-account holders with 2+ year vintage — InstaOD overdraft up to ₹3 Cr with zero collateral and online disbursal.
⚠ Not ideal for
Manufacturing borrowers needing > ₹3 Cr term loan — ICICI BL caps below SBI/HDFC for that segment.
For a ₹10 L loan over 4 yrs at 11.00% — your best-case scenario.
You repay ₹12,60,585 for ₹10,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. Prepayment penalty: 4% of the outstanding principal.
Full-service private bank with iMobile-first digital lending. Home loans 8.50–10.05% floating, personal 10.85–16.65%, car from 8.50%, education repo+3.75% spread, gold 9.15–16.75%.
Visit ICICI Bank websiteSee how ICICI Bankcompares on rate, fees & eligibility.
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Protect the business
Key-person term life insurance keeps the business and the loan EMIs running if the founder is unavailable.
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