ICICI Bank Business Loan
ICICI Bank Business Loan with GST-based eligibility and collateral-free lending up to ₹2 crore.
Documents required
- PAN Card
- Aadhaar Card
- GST certificate
- Latest 2 years ITR
- Business proof
- 12 months bank statement
As published by ICICI Bank. Your branch may ask for more.
No verified interest rate is available for the ICICI Bank business loan.
Best for: Existing ICICI current-account holders with 2+ year vintage — InstaOD overdraft up to ₹3 Cr with zero collateral and online disbursal.
Eligibility
Loan terms
- GST-based eligibility
- Working-capital and expansion loans
- Collateral-free up to ₹2Cr
Fees & charges
FAQ
Both exist. Unsecured business loans price higher; secured or scheme-backed loans (e.g. CGTMSE up to the scheme limit) can lower the rate or waive collateral. The right choice depends on ticket size and how fast you need funds.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.
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