Axis Bank
Axis Bank Education Loan
Rate from7.45%
Max amount₹75 L
EMI/L · 7y₹1,531
Disbursal10-15 business days
- Covers niche and unconventional courses
- Gap-year funding
CIBIL: 0+ · Student
OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (2%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Higher-ticket overseas postgraduate (₹50L+) where collateral is available — collateral-backed rate band starts at 9.75%, lower than Credila unsecured.
⚠ Not ideal for
Vocational/short-term courses — ICICI prefers 2+ year accredited programs.
For a ₹10 L loan over 7 yrs at 9.75% — your best-case scenario.
You repay ₹14,03,673 for ₹10,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Full-service private bank with iMobile-first digital lending. Home loans 8.50–10.05% floating, personal 10.85–16.65%, car from 8.50%, education repo+3.75% spread, gold 9.15–16.75%.
Visit ICICI Bank websiteSee how ICICI Bankcompares on rate, fees & eligibility.
Axis Bank
CIBIL: 0+ · Student
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CIBIL: 650+ · Student
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CIBIL: 700+ · Student
Punjab National Bank
CIBIL: 700+ · Student
Cover the education loan
Term life insurance ensures the education loan never becomes a burden on your family — pick a sum assured covering the loan plus living expenses.
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