ICICI Bank Gold Loan
ICICI Bank Gold Loan starting from ₹10,000 with a competitive per-gram rate and digital repayment.
At 8.55%, ICICI Bank has one of the lowest starting rates of the 16 lenders we track for gold loans.
Documents required
- PAN Card
- Aadhaar Card
- Gold ornaments for pledge
- Passport-size photographs
As published by ICICI Bank. Your branch may ask for more.
Best for: Higher-ticket gold loans (₹5L–₹2 Cr) — ICICI’s ₹2 Cr cap is the highest among private banks and supports business working-capital needs.
Eligibility
Loan terms
- Starts as low as ₹10,000
- High per-gram rate
- Digital repayment
Fees & charges
FAQ
Up to 75% of the assessed gold value — the RBI loan-to-value cap. The rate depends on the lender and scheme, not your credit score.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.
More from ICICI Bank
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