ICICI Bank
ICICI Bank Gold Loan
Rate from9.15%
Max amount₹2 Cr
EMI/L · 1y₹8,752
DisbursalSame day
- Starts as low as ₹10,000
- High per-gram rate
CIBIL: 650+ · Salaried · Self-employed · Professional
OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (0.25%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Borrowers needing ₹20K–₹50L same-day with no income proof — secured by 22K gold; LTV up to RBI cap of 75%.
⚠ Not ideal for
Customers wanting longer than 12-month bullet tenure — SBI bullet variants are 3/6/12 months only.
For a ₹3 L loan over 1 yr at 8.65% — your best-case scenario.
You repay ₹3,14,991 for ₹3,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
India’s largest public-sector bank. EBLR 7.90% (repo 5.25 + 2.65 spread) effective 01-Apr-2026; home loans from 7.50%, Xpress Credit personal from 11.45%, auto from 8.70%.
Visit State Bank of India websiteSee how State Bank of Indiacompares on rate, fees & eligibility.
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