SBI Mutual Fund
SBI FOCUSED FUND -GROWTH6.9Q1★★
- NAV
- ₹428.15
- Expense
- —
- AUM
- ₹4331054.4 L Cr
- 1Y
- +13.8%
- 3Y
- +19.9%
- 5Y
- +16.4%
#1 of 6
Min SIP: ₹500Ideal: 5+ years
Franklin Templeton Mutual Fund
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -1.02% | +3.16% | -4.28% | -8.38% | -1.24% | +14.80% | +15.42% | +14.38% |
Breakdown
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
-9.41%
₹1.14 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
-1.24%
Rank #6 of 6
Category average (1Y)
+4.05%
Quartile Q4
Beats 0% of focused funds on 1Y return.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Significantly underperforming category
Returned -1.2% vs category average of 4.0% (1Y) — underperforming by 5.3%.
Bottom quartile performer
Ranked #6 of 6 in its category (bottom 25%). Most peers are doing better.
Poor risk-adjusted returns
Sharpe ratio of -0.60 means you’re not being adequately compensated for the risk taken.
Negative 1-year returns
Estimated corpus
₹4.54 L
How it stacks up vs alternatives
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
Return -1.2% · Risk (std dev) 12.9%
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.60 confirms poor risk-adjusted returns.
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
SBI Mutual Fund
SBI FOCUSED FUND -GROWTHICICI Prudential Mutual Fund
ICICI Prudential Focused EquityNippon India Mutual Fund
Nippon India Focused Fund Growth Plan Option💡 Ratings are not guarantees. Past performance does not predict future results.
Expense ratio: 0.99%
That is ₹990 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
Portfolio holdings updated monthly
AMFI publishes scheme portfolios monthly. Check back after the next disclosure cycle for top holdings and sector allocation.
Maximum 30 stocks — concentrated portfolio. Higher conviction = higher risk and reward.
This is an Equity Fund.
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
This fund has returned -1.2% over the past year. Short-term negative returns are normal for equity — check 3Y/5Y for the full picture.
If the broader market falls 20%, this fund is expected to fall about 21.2%.
Based on 1Y max drawdown of -15.9% versus a typical market correction of ~-15%. Historical fall ratio ≈ 1.06× market. Below-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Choosing this Direct plan over a Regular plan saves about ₹5.71 L. Index fund would still beat it by ₹11.10 L thanks to its lower expense ratio.
HDFC Mutual Fund
HDFC Focused Fund Option