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200+ expert guides on credit cards, loans, insurance, and investing in India. Written by the OnePaisa editorial team.

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Mutual Funds1 min
Sharpe Ratio, Standard Deviation, Max Drawdown — Risk Metrics Explained Simply
Understanding mutual fund risk metrics — Sharpe ratio, standard deviation, max drawdown, Sortino ratio explained in plain English with Indian fund examples.
By Sandeep Kulkarni · 13 May 2026
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Mutual Funds1 min
Best Mutual Funds for Retirement Planning in India 2026
Best mutual funds for retirement planning — how much you need, SIP amount by age, and top funds for 20/30-year retirement corpus building.
By Sandeep Kulkarni · 12 May 2026
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Mutual Funds1 min
Mutual Fund Taxation India 2026 — STCG, LTCG, and How to Save Tax
Mutual fund taxation in India 2026 — STCG and LTCG rates for equity, debt, and hybrid funds. Includes tax calculation examples and tax-saving strategies.
By Sandeep Kulkarni · 11 May 2026
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Mutual Funds1 min
Mutual Fund Expense Ratio — Why 1% Can Cost You ₹15 Lakh
Mutual fund expense ratio explained — what it is, how it's charged, Direct vs Regular plan difference, and why 1% extra costs ₹15 lakh over 20 years.
By Sandeep Kulkarni · 9 May 2026
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Mutual Funds1 min
SIP Calculator — How ₹5,000/Month Becomes ₹1.76 Crore
See how ₹5,000 monthly SIP grows to ₹1.76 crore over 30 years at 12% returns. Interactive calculator with charts and step-up SIP comparison.
By Sandeep Kulkarni · 8 May 2026
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Mutual Funds1 min
How to Choose a Mutual Fund — 7-Point Checklist for Beginners
How to select the right mutual fund — check returns, expense ratio, fund manager, risk, AUM, and consistency. A beginner-friendly 7-point framework.
By Sandeep Kulkarni · 7 May 2026
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Mutual Funds8 min
Index Funds vs Active Funds — Which Should You Choose in India?
Index funds vs actively managed mutual funds in India — expense ratio, returns, consistency, and which wins over 5/10/20 years. Data-backed analysis.
By Sandeep Kulkarni · 6 May 2026
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Mutual Funds7 min
Best SIP Plans for 2026 — Top 10 Mutual Funds for Monthly Investment
Best mutual funds for SIP in 2026 — top 10 equity, ELSS, and hybrid funds ranked by 3Y/5Y returns, consistency, and OnePaisa score.
By Sandeep Kulkarni · 4 May 2026
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