Learn Finance

200+ expert guides on credit cards, loans, insurance, and investing in India. Written by the OnePaisa editorial team.

Sort

Mutual Funds1 min
Sharpe Ratio, Standard Deviation, Max Drawdown — Risk Metrics Explained Simply
Understanding mutual fund risk metrics — Sharpe ratio, standard deviation, max drawdown, Sortino ratio explained in plain English with Indian fund examples.
By Sandeep Kulkarni · 13 May 2026
Read →
Insurance1 min
₹1 Crore Term Insurance — Premium Comparison Across Ages (25-45)
How much does ₹1 crore term insurance cost at age 25, 30, 35, 40, 45? Premium comparison across 8 top insurers with monthly and annual rates.
By Sandeep Kulkarni · 13 May 2026
Read →
Loans1 min
Loan Against FD vs Personal Loan — Which is Better?
Loan against FD vs personal loan in 2026 — rate gap, processing fee, eligibility, the FD-break breakeven, and which to pick by use case.
By Prasanth Agarwal · 12 May 2026
Read →
Mutual Funds1 min
Best Mutual Funds for Retirement Planning in India 2026
Best mutual funds for retirement planning — how much you need, SIP amount by age, and top funds for 20/30-year retirement corpus building.
By Sandeep Kulkarni · 12 May 2026
Read →
Insurance1 min
IRDAI Claim Settlement Ratio 2025-26 — All Insurance Companies Ranked
IRDAI claim settlement ratios for all life and health insurance companies in India 2025-26. CSR rankings, what the numbers mean, and which insurers to trust.
By Sandeep Kulkarni · 12 May 2026
Read →
Credit Cards1 min
Top 5 Mistakes First-Time Credit Card Users Make in India
Five expensive mistakes new credit-card holders make in India — and the simple habits that protect your CIBIL and your wallet from day one.
By Sandhya Rani Chowdary · 11 May 2026
Read →
Insurance1 min
Health Insurance vs Mediclaim — What's the Difference?
Health insurance vs mediclaim in India — coverage scope, OPD, maternity, pre-existing diseases, and which one you should buy in 2026.
By Sandeep Kulkarni · 11 May 2026
Read →
Mutual Funds1 min
Mutual Fund Taxation India 2026 — STCG, LTCG, and How to Save Tax
Mutual fund taxation in India 2026 — STCG and LTCG rates for equity, debt, and hybrid funds. Includes tax calculation examples and tax-saving strategies.
By Sandeep Kulkarni · 11 May 2026
Read →
Credit Cards1 min
Credit Card Reward Points vs Cashback — Which Earns More?
Reward points vs cashback in India 2026 — the math on point value, redemption haircuts, expiry, and which model fits your spending personality.
By Sandhya Rani Chowdary · 10 May 2026
Read →
Credit Cards1 min
Liquid Funds vs Savings Account vs FD — Where to Park Short-Term Money
Where to park your emergency fund and short-term money — liquid mutual funds vs savings accounts vs fixed deposits. Returns, liquidity, and tax compared.
By Sandhya Rani Chowdary · 10 May 2026
Read →
Insurance1 min
Travel Insurance for International Trips — Do You Really Need It?
Is travel insurance worth it? Coverage for medical emergencies abroad, trip cancellation, baggage loss. Compare plans for USA, Europe, Southeast Asia.
By Sandeep Kulkarni · 10 May 2026
Read →
Credit Cards1 min
UPI Credit Card Payments — Which Cards Support It in 2026?
UPI on credit card in 2026 — RuPay-only support, the cards that work, where you actually earn rewards, and the merchant-category exclusions.
By Sandhya Rani Chowdary · 9 May 2026
Read →

Popular topics

📧 Stay sharp on finance

One email a week. Actionable guides, new card reviews, and rate changes. Unsubscribe in one click.